15080 Copper Ridge Ct, Effingham, IL 62401 Property Records

Effingham County property record for 15080 Copper Ridge Ct, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	3,409 sqft · built 2019
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Oct 2020)
Tax Bill	$10,406 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-016-105`

Property Details

APN / Parcel Number

Primary APN	`03-11-016-105`

Interior

Stories	1 Story
Building Area	3,409 sqft Base Area
1st Floor Area	3,409 sqft
Basement Area	3,409 sqft
Unfinished Basement	3,409 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	42,689 sqft (0.98 acres)
Garage Area	1,677 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	15080 COPPER RIDGE CT
City	EFFINGHAM
State	IL
Zip	62401-4664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 REPLAT OF LOTS 3, 4 & 5 EVERGREEN POINTE SUBD 3641/104 3617/243 3355/239 2390/273 2381/345
Legal Subdivision	EVERGREEN POINTE SUBDIVISION
Legal Lot Number	5-4
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1070
Census Tract	950600

Owner

Source: Effingham County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15080 COPPER RIDGE CT, EFFINGHAM, IL 62401-4664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage DIETERICH BANK NA
Dec 17, 2020	Intrafamily Transfer, Transfer NOT AVAILABLE, ACT
Dec 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK
Oct 5, 2020	Land Contract, Transfer · Land Contract NOT AVAILABLE
Dec 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	202020005525
Deed Book / Page	3617 / 243
Last Transfer Date	Dec 11, 2020
Transfer Doc	3641/119
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15080 COPPER RIDGE CT, EFFINGHAM, IL 62401-4664
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15080 COPPER RIDGE CT, EFFINGHAM, IL 62401-4664

Mortgage

Document Number	202525004498
Date	Dec 15, 2025
Instrument	202525004498

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	510 W FAYETTE AVE, EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 17, 2020
Property Address	15080 COPPER RIDGE CT, EFFINGHAM, IL 62401-4664
Document Number	3641/119
Book / Page	3641 / 119
Map Reference	MB 2568 PG 214
Instrument Date	Dec 11, 2020
Instrument	202020006936
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	NOT AVAILABLE, ACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 17, 2020
Property Address	15080 COPPER RIDGE CT, EFFINGHAM, IL 62401-4664
Document Number	3641/104
Book / Page	3641 / 104
Map Reference	MB 2568 PG 214
Instrument Date	Dec 9, 2020
Instrument	202020006934
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15080 COPPER RIDGE CT, EFFINGHAM, IL 62401-4664

Mortgage

Document Number	202020006935
Date	Dec 17, 2020
Instrument	202020006935

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate	2.75%

October 2020: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 5, 2020
Property Address	15080 COPPER RIDGE CT, EFFINGHAM, IL 62401-4664
Document Number	3617/243
Book / Page	3617 / 243
Map Reference	MB 2568 PG 214
Instrument Date	Sep 28, 2020
Instrument	202020005525
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 BENT TREE DR, 610, EFFINGHAM, IL 62401-3172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15080 COPPER RIDGE CT, EFFINGHAM, IL 62401-4664

Mortgage

Date	Oct 5, 2020

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 20, 2017
Property Address	15080 COPPER RIDGE CT, EFFINGHAM, IL 62401-4664
Document Number	3355/239
Book / Page	3355 / 239
Map Reference	MB 2568 PG 214
Instrument Date	Dec 19, 2017
Instrument	201700005820
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E PINE DR, EFFINGHAM, IL 62401-4135

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,406.00 (+489.91%)	$208,610 (+19.9%) Land $43,220 Building $165,390	$625,830 (+19.9%) Land $129,660 Building $496,170
2022	$1,764.00 Homeowner's exemption	$173,990 Land $36,050 Building $137,940	$521,970 Land $108,150 Building $413,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Consolidated Communications DSL	200 / 40
LTD Broadband Fixed Wireless	150 / 130

May also be available: T-Mobile USA.

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