Effingham County property record for 15035 Copper Ridge Ct, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 2,824 sqft · built 2008 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Feb 2008) |
| Tax Bill | $7,249 (2024) |
| Deeds & Mortgages | Jan 2026 Transfer Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-016-102 |
| Primary APN | 03-11-016-102 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,824 sqft Base Area |
| Basement Area | 2,824 sqft |
| Year Built | Built 2008 |
|---|---|
| Construction Type | Frame |
| Lot Area | 35,284 sqft (0.81 acres) |
| Garage Area | 1,316 sqft |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 15035 COPPER RIDGE CT |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 EVERGREEN POINTE SUBD 2382/45 |
| Legal Subdivision | EVERGREEN POINTE SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-11-016-102
Assessment roll updated January 1, 2024 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 15035 COPPER RIDGE CT, EFFINGHAM, IL 62401-4663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Date | Document |
|---|---|
| Jan 12, 2026 | Intrafamily Transfer, Transfer |
| Jan 04, 2018 | Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Feb 04, 2008 · Amount on Record |
| Deed Sale | Feb 04, 2008 · Amount on Record |
| Deed Document Number | 2387/045 |
| Deed Book / Page | 2387 / 045 |
| Last Transfer Date | Jan 12, 2026 |
| Transfer Doc | 202626000108 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jan 12, 2026 |
| Property Address | 15035 COPPER RIDGE CT, EFFINGHAM, IL 62401-4663 |
| Document Number | 202626000108 |
| Map Reference | PL 352-B MB 2379 PG |
| Instrument Date | Jan 12, 2026 |
| Instrument | 202626000108 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15035 COPPER RIDGE CT, EFFINGHAM, IL 62401-4663 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 15035 COPPER RIDGE CT, EFFINGHAM, IL 62401-4663 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3358/125 |
|---|---|
| Date | Jan 04, 2018 |
| Book Page | 3358/125 |
| Instrument | 201801800047 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 18, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 15035 COPPER RIDGE CT, EFFINGHAM, IL 62401-4663 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3578/315 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 3578/315 |
| Instrument | 202020003195 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
Source: Effingham County records · Assessment roll updated January 1, 2024 · Last verified February 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,249.00 (+27.51%) Homeowner's exemption | $147,140 (+19.9%) Land $43,220 Building $103,920 | $441,420 (+19.9%) Land $129,660 Building $311,760 |
| 2022 | $5,685.00 Homeowner's exemption | $122,720 Land $36,050 Building $86,670 | $368,160 Land $108,150 Building $260,010 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 18 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EFFINGHAM serves 12,252 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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