15050 Copper Ridge Ct, Effingham, IL 62401 Property Records

Effingham County property record for 15050 Copper Ridge Ct, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details3,661 sqft · built 2009
Lot Size0.86 acres (37,462 sqft)
OwnerIndividual Name on File
Tax Bill$8,775 (2022)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-11-016-107

Property Details

APN / Parcel Number

Primary APN03-11-016-107

Interior

Stories1 Story
Building Area3,661 sqft Base Area
Basement Area3,661 sqft

Exterior

Year BuiltBuilt 2009
Construction TypeMasonry / Concrete Block
Lot Area37,462 sqft (0.86 acres)
Garage Area832 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address15050 COPPER RIDGE CT
CityEFFINGHAM
StateIL
Zip62401-4664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 EVERGREEN POINTE SUBD 2380/104
Legal SubdivisionEVERGREEN POINTE SUBDIVISION
Legal Lot Number7
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1070
Census Tract950600

Owner

Source: Effingham County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address15050 COPPER RIDGE CT, EFFINGHAM, IL 62401-4664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2008
Deed SaleJan 28, 2008
Deed Document Number200800800472
Deed Book / Page2380 / 104
Record UpdatedJun 7, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address15050 COPPER RIDGE CT, EFFINGHAM, IL 62401-4664
Transaction TypeMortgage
Record UpdatedAug 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3698/282
DateJun 25, 2021
Book Page3698/282
Instrument202121003173
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 1, 2031
Interest
Rate TypeFixed Rate
Rate2.25%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$8,775.00 Homeowner's exemption$185,820 Land $36,050 Building $149,770$557,460 Land $108,150 Building $449,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Telephone Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
LTD Broadband
Fixed Wireless
150 / 130
T-Mobile USA
Fixed Wireless
100 / 20

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