Effingham County property record for 15075 Copper Ridge Ct, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 2,536 sqft · built 2009 |
| Lot Size | 0.939 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Feb 2008) |
| Tax Bill | $7,821 (2022) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-016-104 |
| Primary APN | 03-11-016-104 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,536 sqft Base Area |
| Basement Area | 2,536 sqft |
| Year Built | Built 2009 |
|---|---|
| Construction Type | Frame |
| Lot Area | 40,946 sqft (0.939 acres) |
| Garage Area | 990 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 15075 COPPER RIDGE CT |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 REPLAT OF LOTS 3, 4 & 5 EVERGREEN POINTE SUBD 2382/57 |
| Legal Subdivision | EVERGREEN POINTE SUBDIVISION |
| Legal Lot Number | 4-5 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-11-016-104
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 15075 COPPER RIDGE CT, EFFINGHAM, IL 62401-4663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Jun 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 04, 2008 · Amount on Record |
| Deed Sale | Feb 04, 2008 · Amount on Record |
| Deed Document Number | 200800800608 |
| Deed Book / Page | 2382 / 057 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 15075 COPPER RIDGE CT, EFFINGHAM, IL 62401-4663 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2021 |
| Title Company | NOT AVAILABLE, ACT |
| Name | Verified Name |
|---|
| Document Number | 3671/189 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 3671/189 |
| Instrument | 202121001519 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 15075 COPPER RIDGE CT, EFFINGHAM, IL 62401-4663 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3570/320 |
|---|---|
| Date | Jun 05, 2020 |
| Book Page | 3570/320 |
| Instrument | 202020002765 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $7,821.00 Homeowner's exemption | $166,340 Land $36,050 Building $130,290 | $499,020 Land $108,150 Building $390,870 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Consolidated Communications DSL | 200 / 40 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: T-Mobile USA.
Based on FCC filings for 148 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EFFINGHAM serves 12,252 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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