Santa Cruz County property record for 1507 Wharf Rd, Capitola, CA 95010
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 779 sqft · built 1985 |
| Lot Size | 0.015 acres (653 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,003 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-451-03 |
| Primary APN | 034-451-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 779 sqft Living Area |
| Gross Area | 1,620 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 653 sqft (0.015 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 841 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 92 sqft |
| Patio Area | 92 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1507 WHARF RD |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3262 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | PARCEL MAPS 44 PG 38 UNIT B |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 121602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old Riverview Historic District listed 1988 · 55 contributing resources · NRIS 87000626 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1507 Wharf Rd, a condominium, is owned by two individuals who acquired it in October 2021.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 BUZZARD LAGOON RD, WATSONVILLE, CA 95076-0134 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 21, 2021 |
| Transfer Doc | 0000058122 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 29, 2021 |
| Property Address | 1507 WHARF RD, CAPITOLA, CA 95010-3262 |
| Document Number | 0000058122 |
| Map Reference | MB 44 PG 38 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021-0058122 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 185 BUZZARD LAGOON RD, CORRALITOS, CA 95076-0134 |
The 2025 property tax bill for 1507 Wharf Rd was $4,003.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,434 (+2%) Land $92,647 Building $154,787 | ||
| 2025 | $4,003.00 | $242,583 Land $90,831 Building $151,752 | |
| 2023 | $3,568.00 (+1.91%) | $233,162 Land $87,303 Building $145,859 | $1,042,740 |
| 2022 | $3,501.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1507 Wharf Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (2008–2023) |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1507 Wharf Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cruzio, GeoLinks, Xfinity.
5G (outdoors only) and 4G LTE
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