1502 Wharf Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1502 Wharf Rd, Capitola, CA 95010

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,298 sqft · built 1986
Lot Size0.024 acres (1,045 sqft)
Owner2 Individual Names on Record
Last Sale$1,200,000 (Apr 2014)
Tax Bill$17,952 (2025)
Flood ZoneZone X (moderate risk)
APN035-201-04

Property Details

APN / Parcel Number

Primary APN035-201-04
Alternative APN
  • 035-201-04-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,298 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCondo/Apartment
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,045 sqft (0.024 acres)
View / LotOcean

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1502 WHARF RD
CityCAPITOLA
StateCA
Zip95010-3212
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Lot NumberA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1002
Census Tract121602

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1000 W PINE ST, LODI, CA 95240-2831
Owner TypeIndividual
VestingUndivided Interest

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2014 · Amount on Record
Deed SaleApr 4, 2014 · Amount on Record
Deed Document Number201410443
Prior Transfer DateOct 15, 2012
Prior Transfer Doc0000051398
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,500,456 (+2%) Land $900,274 Building $600,182
2025$17,952.00 (+9.29%)$1,471,036 (+4.04%) Land $882,622 Building $588,414
2023$16,426.00 (+0.97%)$1,413,914 Land $848,348 Building $565,566$1,559,520
2022$16,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims8 (2008–2023)
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wharf Rd

Nearby Streets

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