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1500 Wharf Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1500 Wharf Rd, Capitola, CA 95010

Property Summary

Property TypeMotel
Details1 bd · 480 sqft · built 1940
Lot Size0.021 acres (915 sqft)
Owner2 Company Names on Record
Tax Bill$2,323 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (moderate risk)
APN035-201-02

Property Details

APN / Parcel Number

Primary APN035-201-02
Alternative APN
  • 035-201-02-000

Interior

Bedrooms1 Bed
Stories1 Story
Building Area480 sqft Gross Area
1st Floor Area480 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area915 sqft (0.021 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1500 WHARF RD
CityCAPITOLA
StateCA
Zip95010-3269
Property CategoryCommercial
Property TypeCommercial > Retail > Motel
Legal SubdivisionVENETIAN COURT
Legal Lot Number24-38
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1002
Census Tract121602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Venetian Court Apartments
listed 1987 · 24 contributing resources · NRIS 87000574

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address510 E CHANNEL RD, SANTA MONICA, CA 90402-1342
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 24, 2026
Transfer Doc0000017175
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 30, 2026
Property Address1500 WHARF RD, CAPITOLA, CA 95010-3269
Document Number0000017175
Instrument DateJul 24, 2026
Instrument202617175
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address510 E CHANNEL RD, SANTA MONICA, CA 90402-1342

Mortgage

Document Number0000017176,
DateJul 30, 2026
Instrument202617176
Lender
NameWEST COAST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$174,216 (+2%) Land $106,594 Building $67,622
2025$2,323.00 (-18.86%)$170,801 (+4.04%) Land $104,504 Building $66,297
2023$2,863.00 (+2.25%)$164,169 Land $100,446 Building $63,723
2022$2,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims8 (2008–2023)
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Surfnet Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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