1720 Wharf Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1720 Wharf Rd, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,035 sqft · built 1920
Lot Size	1.6 acres (69,783 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Oct 2017)
Tax Bill	$5,993 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`035-111-10`

Property Details

APN / Parcel Number

Primary APN	`035-111-10`
Alternative APN	`035-111-10-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,035 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	69,783 sqft
View / Lot	Mountain
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1680 SOQUEL WHARF RD
City	CAPITOLA
State	CA
Zip	95010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	A
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	121701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Riverview Historic District listed 1988 · 55 contributing resources · NRIS 87000626

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1720 Wharf Rd is owned by two individuals who acquired it in January 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1779 PIEDMONT DR, CONCORD, CA 94519-1235
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Gift Deed, Transfer
Feb 3, 2021	Intrafamily Transfer, Transfer
Feb 3, 2021	Intrafamily Transfer, Transfer
Dec 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 10, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on File
Deed Sale	Oct 10, 2017 · Amount on File
Prior Sale	Aug 21, 2015 · Amount on File
Deed Document Number	201733923
Last Transfer Date	Jan 25, 2021
Transfer Doc	0000006527
Record Updated	Sep 20, 2026

February 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 3, 2021
Property Address	1720 WHARF RD, CAPITOLA, CA 95010-2837
Document Number	0000006525
Map Reference	MB 39 PG 2
Instrument Date	Jan 26, 2021
Instrument	2021-0006525
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 3, 2021
Property Address	1720 WHARF RD, CAPITOLA, CA 95010-2837
Document Number	0000006526
Map Reference	MB 39 PG 2
Instrument Date	Jan 25, 2021
Instrument	2021-0006526
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1779 PIEDMONT DR, CONCORD, CA 94519-1235

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 3, 2021
Property Address	1720 WHARF RD, CAPITOLA, CA 95010-2837
Document Number	0000006527
Map Reference	MB 39 PG 2
Instrument Date	Jan 25, 2021
Instrument	2021-0006527
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1779 PIEDMONT DR, CONCORD, CA 94519-1235

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 19, 2018
Property Address	1680 WHARF RD, CAPITOLA, CA 95010
Document Number	0000037828
Instrument Date	Dec 17, 2018
Instrument	37828
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 311 WATSONVILLE CA 950770311, WATSONVILLE, CA 95077-0311

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 10, 2017
Property Address	1680 WHARF RD, CAPITOLA, CA 95010
Document Number	0000033923
Instrument Date	Sep 30, 2017
Instrument	33923
Transaction Type	Transfer
Record Updated	Nov 1, 2017

Transaction

Amount	Amount on Record
Tax	$22.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1485 MCLELLAN RD FELTON CA 950189512, FELTON, CA 95018-9512

Tax Assessment & Valuation

The 2025 property tax bill for 1720 Wharf Rd was $5,993.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,312 (+2%) Land $215,478 Building $91,834
2025	$5,993.00	$301,290 Land $211,254 Building $90,036
2023	$5,322.00 (+2.66%)	$289,585 Land $203,048 Building $86,537	$290,070
2022	$5,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1720 Wharf Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1720 Wharf Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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