Washington County property record for 1519 Gainer Rd, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,026 sqft · built 2015 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,485 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000024610001 |
| Primary APN | 000024610001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,026 sqft Heated Area |
| Gross Area | 4,376 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 672 sqft |
| Porch | Open Porch |
| Porch Area | 698 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000024610001 |
|---|---|
| Street Address | 1519 GAINER RD |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-6005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28 4 13 10 ORB 807 P 380 NW4 OF NW4 OF SW4 |
| Legal Range | 13W |
| Legal Township | 04N |
| Legal Section | 28 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 970102 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1519 GAINER RD, CHIPLEY, FL 32428-6005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2009 |
| Deed Sale | Mar 3, 2009 |
| Deed Document Number | 0000807380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1519 GAINER RD, CHIPLEY, FL 32428-6005 |
| Document Number | 0067008766 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1519 GAINER RD CHIPLEY FL 324286005, CHIPLEY, FL 32428-6005 |
| Document Number | 0067008766 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 001194/000172 |
| Instrument | 67008766 |
| Name | ONE FLORIDA BK |
|---|---|
| Address | ORLANDO, FL 32806 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 22, 2035 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,485.00 (+6.47%) Homeowner's exemption | $220,289 (+2.87%) | $393,301 (+3.98%) |
| 2024 | $2,334.00 (+2.19%) Homeowner's exemption | $214,133 (+2.97%) | $378,254 (+7.83%) |
| 2023 | $2,284.00 (+2.88%) Homeowner's exemption | $207,950 (+2.97%) | $350,801 (+8.5%) |
| 2022 | $2,220.00 Homeowner's exemption | $201,947 | $323,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1994–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
5G (outdoors only) and 4G LTE
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