1501 Caterpillar St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1501 Caterpillar St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,323 sqft · built 2014
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$428,000 (Feb 2022)
Tax Bill	$6,757 (2025)
Deeds & Mortgages	Feb 2022 Sale Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`153552`

Property Details

APN / Parcel Number

Primary APN	`153552`
Alternative APN	`312531084200013030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,323 sqft Heated Area
Gross Area	3,140 sqft
1st Floor Area	2,323 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	346 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	153552
Street Address	1501 CATERPILLAR ST
City	SAINT CLOUD
State	FL
Zip	34771-7526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 303
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK
Legal Phase	1B
Legal Tract	842
Legal Block	1
Legal Lot Number	303
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2002
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 370935
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 19, 2020	Warranty Deed, Transfer · FHA Mortgage ALKAN MORTGAGE CORP
Dec 16, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Nov 19, 2020 · Amount on Record
Deed Document Number	2022031646
Deed Book / Page	6159 / 596
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 28, 2022
Property Address	1501 CATERPILLAR ST, SAINT CLOUD, FL 34771-7526
Document Number	0061590596
Book / Page	6159 / 596
Map Reference	MB 19 PG 189
Instrument Date	Feb 25, 2022
Instrument	2022031646
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,996.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5278 MEREDREW LANE, 5278, SAINT CLOUD, FL 34771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 370935, CAYEY XX 737

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 19, 2020
Property Address	1501 CATERPILLAR ST, SAINT CLOUD, FL 34771-7526
Document Number	0058362434
Book / Page	5836 / 2434
Map Reference	MB 19 PG 189-191
Instrument Date	Nov 12, 2020
Instrument	2020159023
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,212.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9913 DOWDEN RD UNIT 18119, 9913, ORLANDO, FL 32832-5060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13148 WOODFORD ST, ORLANDO, FL 32832-6958

Mortgage

Document Number	0058362436
Date	Nov 19, 2020
Instrument	5836/2436

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 16, 2019
Property Address	1501 CATERPILLAR ST, SAINT CLOUD, FL 34771-7526
Document Number	0056411256
Book / Page	005641 / 001256
Instrument Date	Dec 12, 2019
Instrument	162933
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 787 MOUNT DORA FL 327560787, MOUNT DORA, FL 32756-0787

Mortgage

Document Number	56411258
Date	Dec 16, 2019
Book Page	005641/001258
Instrument	162934

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,757.00 (-0.24%)	$377,300 (+0.37%) Land $75,000 Building $302,300	$377,300 (+0.37%) Land $75,000 Building $302,300
2023	$6,773.00 (+22.9%)	$375,900 (+14.19%) Land $65,000 Building $310,900	$375,900 (+14.19%) Land $65,000 Building $310,900
2022	$5,511.00	$329,200 Land $60,000 Building $269,200	$329,200 Land $60,000 Building $269,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, CenturyLink.

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