1506 Audubon Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1506 Audubon Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,794 sqft · built 1983
Lot Size	0.305 acres (13,300 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jan 2025)
Tax Bill	$8,782 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`8813-08-301-015`

Property Details

APN / Parcel Number

Primary APN	`8813-08-301-015`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,794 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,350 sqft
Finished Basement	750 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,300 sqft (0.305 acres)
Lot Dimensions	133 ft deep x 110 ft wide
Garage Type	Mixed
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces
Porch	Enclosed Porch
Porch Area	496 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1506 AUDUBON DR
City	WATERLOO
State	IA
Zip	50701-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDUBON PARK SECOND ADDITION LOT 12
Legal Range	13W
Legal Township	88N
Legal Section	08
Legal Subdivision	AUDUBON PARK SECOND ADDITION
Legal Lot Number	12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1020
Census Tract	3001

Owner

1506 Audubon Dr is owned and occupied by two individuals who bought it in January 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1506 AUDUBON DR, WATERLOO, IA 50701-9203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Aug 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025 · Amount on File
Deed Sale	Jan 21, 2025 · Amount on File
Prior Sale	Nov 20, 2007 · Amount on File
Deed Document Number	2025902
Prior Transfer Date	Aug 22, 2007
Prior Transfer Doc	2008005597
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1506 AUDUBON DR, WATERLOO, IA 50701-9203
Transaction Type	Mortgage
Record Updated	Jul 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000023017
Date	Jun 26, 2020
Instrument	202000023017

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1506 AUDUBON DR, WATERLOO, IA 50701-9203
Transaction Type	Mortgage
Record Updated	Sep 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002657
Date	Aug 12, 2019
Instrument	202000002657

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1506 Audubon Dr was $8,782 with a homeowner's exemption, up 1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,782.00 (+0.99%) Homeowner's exemption	$430,350 Land $43,480 Building $386,870	$430,350 Land $43,480 Building $386,870
2024	$8,696.00
2023		$400,840 (+29.15%) Land $43,480 Building $357,360	$400,840 Land $43,480 Building $357,360
2022	$6,622.00 Homeowner's exemption	$310,370 Land $43,480 Building $266,890
2021			$310,370 Land $43,480 Building $266,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1506 Audubon Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1506 Audubon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink.

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