1503 Audubon Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1503 Audubon Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,300 sqft · built 1991
Lot Size	0.309 acres (13,455 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2018)
Tax Bill	$8,742 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8813-08-301-014`

Property Details

APN / Parcel Number

Primary APN	`8813-08-301-014`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	1,724 sqft
Basement Area	1,724 sqft
Finished Basement	1,375 sqft
Unfinished Basement	1,724 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,455 sqft (0.309 acres)
Lot Dimensions	138 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	178 sqft
Deck Area	340 sqft
Patio Area	96 sqft
Gazebo	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1503 AUDUBON DR
City	WATERLOO
State	IA
Zip	50701-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDUBON PARK SECOND ADDITION LOT 11
Legal Range	13W
Legal Township	88N
Legal Section	08
Legal Subdivision	AUDUBON PARK SECOND ADDITION
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1054
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1503 AUDUBON DR, WATERLOO, IA 50701-9203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	Jul 22, 2008 · Amount on Record
Deed Document Number	2018201900001812
Prior Transfer Date	Jul 21, 2008
Prior Transfer Doc	2009001712
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1503 AUDUBON DR, WATERLOO, IA 50701-9203
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900001813
Date	Aug 2, 2018
Instrument	201900001813

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1503 AUDUBON DR, WATERLOO, IA 50701-9203
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100018534
Date	Mar 5, 2021
Instrument	202100018534

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,742.00 (-10.39%) Homeowner's exemption	$439,230 (-2.12%) Land $39,670 Building $399,560	$439,230 (-2.12%) Land $39,670 Building $399,560
2024	$9,756.00 (+33.24%)
2023		$448,750 (+31.12%) Land $39,670 Building $409,080	$448,750 (+31.12%) Land $39,670 Building $409,080
2022	$7,322.00 Homeowner's exemption	$342,250 Land $39,670 Building $302,580
2021			$342,250 Land $39,670 Building $302,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Nextlink.

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