1475 Audubon Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1475 Audubon Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,221 sqft · built 2024
Lot Size	0.555 acres (24,168 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (May 2024)
Tax Bill	$12,708 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8813-08-301-084`

Property Details

APN / Parcel Number

Primary APN	`8813-08-301-084`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,221 sqft Living Area
Basement Area	2,221 sqft
Finished Basement	1,900 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Other
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,168 sqft (0.555 acres)
Lot Dimensions	212 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	1,094 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1475 AUDUBON DR
City	WATERLOO
State	IA
Zip	50701-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDUBON HEIGHTS SIXTH ADDITION LOT 55
Legal Range	13W
Legal Township	88N
Legal Section	08
Legal Subdivision	AUDUBON HEIGHTS SIXTH ADDITION
Legal Lot Number	55
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1054
Census Tract	3001

Owner

1475 Audubon Dr is owned by two individuals who bought it in May 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1474 AUDUBON DR, WATERLOO, IA 50701-1203
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jun 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage CEDAR FALLS COMMUNITY CU
Jul 23, 2024	Deed of Trust, Mortgage · Construction Mortgage CEDAR FALLS COMMUNITY CU
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage CEDAR FALLS COMMUNITY CU
May 22, 2024	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Nov 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2024 · Amount on File
Deed Sale	May 22, 2024 · Amount on File
Prior Sale	Dec 17, 2022 · Amount on File
Deed Document Number	202414663
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1475 AUDUBON DR, WATERLOO, IA 50701-1203
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400005998
Date	Nov 3, 2023
Instrument	202400005998

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	37 Months
Due	Dec 1, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1475 AUDUBON DR, WATERLOO, IA 50701-1203
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 AUDUBON DR, WATERLOO, IA 50701-1203

Mortgage

Document Number	0202508862
Date	Jun 23, 2025
Instrument	2025-08862

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	123 W 4TH ST, CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2040

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1475 AUDUBON DR, WATERLOO, IA 50701-1203
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2624 MANOR ST, WATERLOO, IA 50702-5135

Mortgage

Document Number	0202417634
Date	Jul 23, 2024
Instrument	2024-17634

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	123 W 4TH ST, CEDAR FALLS, IA 50613

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2025

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1475 AUDUBON DR, WATERLOO, IA 50701-1203
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 AUDUBON DR, WATERLOO, IA 50701-1203

Mortgage

Document Number	0202513913
Date	Sep 22, 2025
Instrument	2025-13913

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	123 W 4TH ST, CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jul 1, 2040

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 22, 2024
Property Address	1475 AUDUBON DR, WATERLOO, IA 50701-1203
Document Number	202400014663
Instrument Date	May 15, 2024
Instrument	202400014663
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1474 AUDUBON DR, WATERLOO, IA 50701-1203

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 2, 2020
Property Address	1475 AUDUBON DR, WATERLOO, IA 50701-1203
Document Number	202100009533
Instrument Date	Oct 15, 2020
Instrument	202100009533
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3413 BOULDER DR, CEDAR FALLS, IA 50613-5424

Mortgage

Document Number	202100009534
Date	Nov 2, 2020
Instrument	202100009534

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	36 Months
Due	Nov 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 1475 Audubon Dr was $12,708, up 632.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,708.00 (+632.87%)	$633,540 Land $84,170 Building $549,370	$633,540 Land $84,170 Building $549,370
2024	$1,734.00
2023		$79,960 (+1,165.19%) Land $79,960	$79,960 Land $79,960
2022	$138.00	$6,320 Land $6,320
2021			$6,320 Land $6,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1475 Audubon Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1475 Audubon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Audubon Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures