1482 Audubon Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1482 Audubon Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,889 sqft · built 2018
Lot Size	0.261 acres (11,371 sqft)
Owner	2 Individual Names on File
Last Sale	$484,500 (Dec 2018)
Tax Bill	$10,548 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jan 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8813-08-301-082`

Property Details

APN / Parcel Number

Primary APN	`8813-08-301-082`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,889 sqft Living Area
1st Floor Area	1,386 sqft
Basement Area	1,416 sqft
Finished Basement	850 sqft
Unfinished Basement	1,416 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,371 sqft (0.261 acres)
Lot Dimensions	133 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	21 sqft
Deck Area	168 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1482 AUDUBON DR
City	WATERLOO
State	IA
Zip	50701-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDUBON HEIGHTS SIXTH ADDITION LOT 53
Legal Range	13W
Legal Township	88N
Legal Section	08
Legal Subdivision	AUDUBON HEIGHTS SIXTH ADDITION
Legal Lot Number	53
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1020
Census Tract	3001

Owner

1482 Audubon Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1482 AUDUBON DR, WATERLOO, IA 50701-1203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage CEDAR FALLS COMMUNITY CREDIT UNION
Jan 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Jan 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Dec 19, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Deed Document Number	2018201900009471
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1482 AUDUBON DR, WATERLOO, IA 50701-1203
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900009473
Date	Dec 19, 2018
Instrument	201900009473

Lender

Name	CEDAR FALLS COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	73 Months
Due	Jan 1, 2025

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1482 AUDUBON DR, WATERLOO, IA 50701-1203
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000012606
Date	Jan 16, 2020
Instrument	20202000012606

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1482 AUDUBON DR, WATERLOO, IA 50701-1203
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202000012607
Date	Jan 16, 2020
Instrument	20202000012607

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 19, 2018
Property Address	1482 AUDUBON DR, WATERLOO, IA 50701-1203
Document Number	201900009471
Instrument Date	Jul 26, 2018
Instrument	201900009471
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1482 AUDUBON DR, WATERLOO, IA 50701-1203

Mortgage

Document Number	201900009472
Date	Dec 19, 2018
Instrument	201900009472

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1482 Audubon Dr was $10,548 with a homeowner's exemption, down 13.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,548.00 (-13.21%) Homeowner's exemption	$527,730 Land $59,030 Building $468,700	$527,730 Land $59,030 Building $468,700
2024	$12,154.00
2023		$570,450 (+31.95%) Land $59,030 Building $511,420	$570,450 Land $59,030 Building $511,420
2022	$9,300.00 Homeowner's exemption	$432,330 Land $59,030 Building $373,300
2021			$432,330 Land $59,030 Building $373,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1482 Audubon Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1482 Audubon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink.

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