Mille Lacs County property record for 1505 White Cloud Dr S, Isle, MN 56342 · Last verified July 2026
| Property Type | Residential > Specialized > Seasonal, Cabin, Vacation |
|---|---|
| Year Built | Built 2022 |
| Square Footage | 1,596 sqft Total Area |
| Lot Size | 11,876 sqft (0.272 acres) |
| Garage | 360 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $498,500 (2026) |
| Tax Bill | $6,426.00 (2026) |
| Primary APN | 20-560-0120 |
|---|
| Building Area | 1,596 sqft Total Area |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 11,876 sqft (0.272 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 360 sqft Garage |
| Street Address | 1505 WHITE CLOUD DR S |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Seasonal, Cabin, Vacation |
| Legal Description | & TR ADJ ON S 48 FT ON E & 55 FT ON W OF OUTLOT 1 |
| Legal Range | 25 |
| Legal Township | 42 |
| Legal Section | 03 |
| Legal Subdivision | MALONE ISLAND ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MILLE LACS MN |
| Minor Civil Division | ISLE |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 970100 |
Source: Mille Lacs County records · APN 20-560-0120
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1505 WHITE CLOUD DR S, ISLE, MN 56342 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Oct 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Feb 22, 2021 | Warranty Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2026 · Amount on Record |
| Deed Sale | Jun 29, 2026 · Amount on Record |
| Prior Sale | Feb 22, 2021 · Amount on Record |
| Deed Doc Number | 2026451773 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jun 29, 2026 |
| Property Address | 1505 WHITE CLOUD DR S, ISLE, MN 56342 |
| Document Number | 0000451773 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026451773 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166,150.05 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1505 WHITE CLOUD DR S, ISLE, MN 56342 |
| Document Number | 0000451774, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 2026451774 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 1505 WHITE CLOUD DR S, ISLE, MN 56342-2671 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A433506 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | A433506 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 06, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Feb 22, 2021 |
| Property Address | 1505 WHITE CLOUD DR S, ISLE, MN 56342-2671 |
| Document Number | 000A422765 |
| Instrument Date | Jan 29, 2021 |
| Instrument | A422765 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $263.67 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Isle City |
| Unified School District | Isle Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,426.00 (+9.14%) | ||
| 2025 | $5,888.00 (+331.04%) | $439,200 (+119.49%) Land $132,300 Building $306,900 | $439,200 (+119.49%) Land $132,300 Building $306,900 |
| 2023 | $1,366.00 | $200,100 Land $121,200 Building $78,900 | $200,100 Land $121,200 Building $78,900 |
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