Mille Lacs County property record for 1440 White Cloud Dr S, Isle, MN 56342
| Property Type | Single Family Home |
|---|---|
| Details | 1,200 sqft · built 2003 |
| Lot Size | 0.213 acres (9,306 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,500 (Feb 2022) |
| Tax Bill | $3,580 (2026) |
| Deeds & Mortgages | Feb 2022 Sale Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-560-0580 |
| Primary APN | 20-560-0580 |
|---|
| Building Area | 1,200 sqft Living Area |
|---|---|
| Gross Area | 988 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 9,306 sqft (0.213 acres) |
| Garage Type | Mixed |
| Garage Area | 1,274 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Street Address | 1440 WHITE CLOUD DR S |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342-2672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 25 |
| Legal Township | 42 |
| Legal Section | 02 |
| Legal Subdivision | MALONE ISLAND ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ISLE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 970100 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1440 WHITE CLOUD DR S, ISLE, MN 56342-2672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed, Transfer LEGACY TITLE |
| Jul 9, 2021 | Warranty Deed, Transfer LEGACY TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2022 · Amount on Record |
| Deed Sale | Feb 7, 2022 · Amount on Record |
| Prior Sale | Jul 9, 2021 · Amount on Record |
| Deed Document Number | 2022429709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Feb 7, 2022 |
| Property Address | 1440 WHITE CLOUD DR S, ISLE, MN 56342-2672 |
| Document Number | 000A429709 |
| Instrument Date | Jan 27, 2022 |
| Instrument | A429709 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Title Company | LEGACY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $942.15 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1440 WHITE CLOUD DR S, ISLE, MN 56342-2672 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 9, 2021 |
| Property Address | 1440 WHITE CLOUD DR S, ISLE, MN 56342-2672 |
| Document Number | A425553 |
| Instrument Date | Jun 29, 2021 |
| Instrument | A425553 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | LEGACY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $891.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1440 WHITE CLOUD DR S, ISLE, MN 56342-2672 |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Isle City |
| Unified School District | Isle Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,580.00 (-17.09%) | $268,500 (+3.15%) Land $66,700 Building $201,800 | $268,500 (+3.15%) Land $66,700 Building $201,800 |
| 2025 | $260,300 (+7.61%) Land $66,700 Building $193,600 | $260,300 (+7.61%) Land $66,700 Building $193,600 | |
| 2023 | $4,318.00 | $241,900 Land $61,300 Building $180,600 | $241,900 Land $61,300 Building $180,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Isle serves 820 people · EPA ID MN1480001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
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