1535 White Cloud Dr S, Isle, MN 56342 Property Records

Mille Lacs County property record for 1535 White Cloud Dr S, Isle, MN 56342

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,300 sqft · built 1992
Lot Size	0.273 acres (11,890 sqft)
Owner	Trust Name on File
Last Sale	$185,600 (Feb 2021)
Tax Bill	$7,098 (2026)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`20-560-0140`

Property Details

APN / Parcel Number

Primary APN	`20-560-0140`

Interior

Building Area	1,300 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	11,890 sqft (0.273 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Location & Zoning

Street Address	1535 WHITE CLOUD DR S
City	ISLE
State	MN
Zip	56342
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	& TR ADJ ON S, 66 FT ON E & 60 FT ON W OF OUTLOT 1
Legal Range	25
Legal Township	42
Legal Section	03
Legal Subdivision	MALONE ISLAND ESTATES
Legal Block	1
Legal Lot Number	14
Jurisdiction	MILLE LACS MN
Township / Civil Division	ISLE
Census Block Group	1
Census Block	1012
Census Tract	970100

Owner

1535 White Cloud Dr S, a residential property, is held in a trust since March 2026.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Trust Name on File
Mailing Address	21102 COUNTY ROAD 43 NW, BIG LAKE, MN 55309-9641
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Special Warranty Deed, Transfer CSC DOCUMENT RECORDING
Apr 9, 2026	Special Warranty Deed, Transfer CSC DOCUMENT RECORDING, CSC DOCUMENT RECORDING (RECORD
Feb 25, 2021	Warranty Deed, Transfer EDINA REALTY TITLE, EDINA REALTY TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Aug 9, 2010 · Amount on File
Deed Document Number	2021422862
Last Transfer Date	Mar 31, 2026
Transfer Doc	000A450717
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 9, 2026
Property Address	1535 WHITE CLOUD DR S, ISLE, MN 56342
Document Number	000A450717
Instrument Date	Mar 31, 2026
Instrument	2026450717
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	21102 COUNTY ROAD 43 NW, BIG LAKE, MN 55309-9641

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 9, 2026
Property Address	1535 WHITE CLOUD DR S, ISLE, MN 56342
Document Number	0000450717
Instrument Date	Mar 31, 2026
Instrument	2026450717
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	CSC DOCUMENT RECORDING, CSC DOCUMENT RECORDING (RECORD

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	21102 COUNTY ROAD 43 NW, BIG LAKE, MN 55309-9641

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 25, 2021
Property Address	1535 WHITE CLOUD DR S, ISLE, MN 56342
Document Number	000A422862
Instrument Date	Jan 29, 2021
Instrument	A422862
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Tax	$612.48
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2400 COUNTY ROAD 43, BIG LAKE, MN 55309

Tax Assessment & Valuation

The 2026 property tax bill for 1535 White Cloud Dr S was $7,098, up 9.1% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Isle City
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,098.00 (+9.1%)	$503,000 (+3.73%) Land $130,200 Building $372,800	$503,000 (+3.73%) Land $130,200 Building $372,800
2025	$6,506.00	$484,900 Land $130,200 Building $354,700	$484,900 Land $130,200 Building $354,700
2023	$2,560.00	$283,400 Land $119,300 Building $164,100	$283,400 Land $119,300 Building $164,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1535 White Cloud Dr S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,254.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1535 White Cloud Dr S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Isle serves 820 people · EPA ID MN1480001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Cloud Dr S

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