Mille Lacs County property record for 1465 White Cloud Dr S, Isle, MN 56342
| Property Type | Other Improved |
|---|---|
| Details | 952 sqft · built 1976 |
| Lot Size | 0.505 acres (22,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,000 (May 2013) |
| Tax Bill | $8,272 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 20-560-0080 |
| Primary APN | 20-560-0080 |
|---|
| Building Area | 952 sqft Total Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 22,017 sqft (0.505 acres) |
| Garage Area | 824 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 648 sqft |
| Shed | 1 Shed |
| Street Address | 1465 WHITE CLOUD DR S |
|---|---|
| City | ISLE |
| State | MN |
| Zip | 56342-2672 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | & LOT 9 BLK 1, & TR ADJ LOTS ON SW BEING 40 FT ON W & 60 FT ON E, OF OUTLOT 1 |
| Legal Range | 25 |
| Legal Township | 42 |
| Legal Section | 02 |
| Legal Subdivision | MALONE ISLAND ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ISLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970100 |
1465 White Cloud Dr S is owned by two individuals who bought it in May 2013.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50323 320TH ST, BLOOMING PRAIRIE, MN 55917-7985 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2013 · Amount on File |
| Deed Sale | May 3, 2013 · Amount on File |
| Deed Document Number | 2013379258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 1465 WHITE CLOUD DR S, ISLE, MN 56342-2672 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | A405696 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | A405696 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 96 Months |
| Due | Dec 31, 2018 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1465 White Cloud Dr S was $8,272.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Isle City |
| Unified School District | Isle Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,272.00 | $460,100 (+2.34%) Land $174,600 Building $285,500 | $460,100 (+2.34%) Land $174,600 Building $285,500 |
| 2025 | $449,600 Land $174,600 Building $275,000 | $449,600 Land $174,600 Building $275,000 | |
| 2023 | $6,880.00 | $391,500 Land $159,700 Building $231,800 | $391,500 Land $159,700 Building $231,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1465 White Cloud Dr S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,254.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1465 White Cloud Dr S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Isle serves 820 people · EPA ID MN1480001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
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