1503 E 1020 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1503 E 1020 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,856 sqft · built 2017
Lot Size	0.207 acres (9,012 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Jun 2020)
Tax Bill	$3,370 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-500-0021`

Property Details

APN / Parcel Number

Primary APN	`38-500-0021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,856 sqft Living Area
Gross Area	3,642 sqft
Basement Area	1,116 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	9,012 sqft (0.207 acres)
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	22 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1503 E 1020 S
City	SPANISH FORK
State	UT
Zip	84660-8513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21, PLAT A, EAGLE COVE SUB AREA 0.207 AC.
Legal Subdivision	EAGLE COVE SUB
Legal Lot Number	21
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3005
Census Tract	10404

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1503 E 1020 S, SPANISH FORK, UT 84660-8513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FEDERAL CREDIT UNION
May 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UTAH COMMUNITY CU
Oct 27, 2017	Special Warranty Deed, Transfer COTTONWOOD TITLE INS AGENCY
Oct 27, 2017	Grant Deed, Subdivision Related Transfer MOMENTUM HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	May 18, 2020 · Amount on Record
Deed Document Number	202089944
Prior Transfer Date	Jun 25, 2020
Prior Transfer Doc	0000089944
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Apr 20, 2026
Property Address	1503 E 1020 S, SPANISH FORK, UT 84660-8513
Document Number	0000032538
Instrument Date	Apr 15, 2026
Instrument	202632538
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1503 E 1020 S, SPANISH FORK, UT 84660-8513
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032538,
Date	Apr 20, 2026
Instrument	202632538

Lender

Name	UTAH COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 18, 2020
Property Address	1503 E 1020 S, SPANISH FORK, UT 84660-8513
Document Number	0000066831
Instrument Date	May 12, 2020
Instrument	66831:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1503 E 1020 S, SPANISH FORK, UT 84660-8513

Mortgage

Document Number	0000066832
Date	May 18, 2020
Instrument	66832:2020

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2045

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 27, 2017
Property Address	1503 E 1020 S, SPANISH FORK, UT 84660-8513
Document Number	0000106982
Instrument Date	Oct 27, 2017
Instrument	106982:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	COTTONWOOD TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 E WOODOAK LN, SALT LAKE CITY, UT 84117-7265
Investor	Possibly a Property Investor

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UTAH UT
Recording Date	Oct 27, 2017
Property Address	1503 E 1020 S, SPANISH FORK, UT 84660-8513
Document Number	0000106983
Instrument Date	Oct 27, 2017
Instrument	106983
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2017
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1503 E 1020 S SPANISH FORK UT 846608513, SPANISH FORK, UT 84660-8513

Mortgage

Document Number	106984
Date	Oct 27, 2017
Instrument	106984

Lender

Name	MOMENTUM HM LNS
Address	AMERICAN FORK, UT 84003

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,190 (-1.62%)	$625,800 (-1.62%) Land $267,100 Building $358,700
2025	$3,370.00 (+9.63%)	$349,855 (+7.91%)	$636,100 (+7.91%) Land $267,100 Building $369,000
2024	$3,074.00 (-2.16%)
2023	$3,142.00 (-4.56%)	$324,225	$589,500 Land $254,400 Building $335,100
2022	$3,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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