1286 E 1020 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1286 E 1020 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,538 sqft · built 2022
Lot Size	0.199 acres (8,647 sqft)
Owner	2 Individual Names on File
Last Sale	$539,326 (Nov 2022)
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`68-020-0044`

Property Details

APN / Parcel Number

Primary APN	`68-020-0044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,538 sqft Living Area
Gross Area	4,799 sqft
Basement Area	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	8,647 sqft (0.199 acres)
Garage Type	Attached
Garage Area	817 sqft
Parking Spaces	3 Parking Spaces
Porch	Raised Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1286 E 1020 S
City	SPANISH FORK
State	UT
Zip	84660-8535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44, PLAT A, HERITAGE FARM SUB AREA 0.199 AC.
Legal Subdivision	HERITAGE FARM SUB
Legal Lot Number	44
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3000
Census Tract	3203

Owner

1286 E 1020 S is owned and occupied by two individuals who bought it in November 2022.

Source: Utah County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1286 E 1020 S, SPANISH FORK, UT 84660-8535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Jul 30, 2021	Warranty Deed, Construction Loan · Construction Mortgage 57220

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2022 · Amount on File
Deed Sale	Nov 23, 2022 · Amount on File
Prior Sale	Jul 30, 2021 · Amount on File
Deed Document Number	2022120221
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Nov 23, 2022
Property Address	1286 E 1020 S, SPANISH FORK, UT 84660-8535
Document Number	0000120221
Instrument Date	Nov 21, 2022
Instrument	120221:2022
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2023
Title Company	NOT AVAILABLE, PROSPECT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1286 E 1020 S, SPANISH FORK, UT 84660-8535

Mortgage

Document Number	0000120222
Date	Nov 23, 2022
Instrument	120222:2022

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 30, 2021
Property Address	1286 E 1020 S, SPANISH FORK, UT 84660-8535
Document Number	0000133631
Instrument Date	Jul 29, 2021
Instrument	133631:2021
Transaction Type	Construction Loan
Record Updated	Sep 22, 2023
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 N MAIN ST, SPANISH FORK, UT 84660-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	0000133632
Date	Jul 30, 2021
Instrument	133632:2021

Lender

Name	57220
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1286 E 1020 S was $3,764, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,070 (-46.79%)	$687,400 (-3.25%) Land $264,600 Building $422,800
2025	$3,764.00 (+0.03%)	$710,500 Land $264,600 Building $445,900	$710,500 Land $264,600 Building $445,900
2024	$3,763.00 (+8.44%)
2023	$3,470.00 (+30.75%)	$358,160	$651,200 Land $251,900 Building $399,300
2022	$2,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1286 E 1020 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1286 E 1020 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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