1302 E 1020 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1302 E 1020 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,373 sqft · built 2022
Lot Size	0.197 acres (8,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$859,062 (Jul 2022)
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`68-020-0043`

Property Details

APN / Parcel Number

Primary APN	`68-020-0043`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,373 sqft Living Area
Gross Area	4,122 sqft
Basement Area	1,043 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	8,580 sqft (0.197 acres)
Garage Type	Attached
Garage Area	706 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	83 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1302 E 1020 S
City	SPANISH FORK
State	UT
Zip	84660-8536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43, PLAT A, HERITAGE FARM SUB AREA 0.197 AC.
Legal Subdivision	HERITAGE FARM SUB
Legal Lot Number	43
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3000
Census Tract	3203

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1302 E 1020 S, SPANISH FORK, UT 84660-8536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ECON MORTGAGE LLC
Jul 16, 2021	Warranty Deed, Construction Loan · Construction Mortgage SECURITY NATIONAL LIFE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	202285019
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 28, 2022
Property Address	1302 E 1020 S, SPANISH FORK, UT 84660-8536
Document Number	0000085019
Instrument Date	Jul 26, 2022
Instrument	85019:2022
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2022
Title Company	NOT AVAILABLE, PROSPECT TITLE INSURANCE AGE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1302 E 1020 S, SPANISH FORK, UT 84660-8536

Mortgage

Document Number	0000085020
Date	Jul 28, 2022
Instrument	85020:2022

Lender

Name	ECON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 16, 2021
Property Address	1302 E 1020 S, SPANISH FORK, UT 84660-8536
Document Number	0000126379
Instrument Date	Jul 14, 2021
Instrument	126379:2021
Transaction Type	Construction Loan
Record Updated	Jan 6, 2023
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 N MAIN ST, SPANISH FORK, UT 84660-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	0000126380
Date	Jul 16, 2021
Instrument	126380:2021

Lender

Name	SECURITY NATIONAL LIFE INSURANCE CO
Type	Insurance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,045 (-47.97%)	$681,900 (-5.4%) Land $264,100 Building $417,800
2025	$3,819.00 (+0.03%)	$720,800 (+120.89%) Land $264,100 Building $456,700	$720,800 (+21.49%) Land $264,100 Building $456,700
2024	$3,818.00 (+20.75%)
2023	$3,162.00 (+19.37%)	$326,315	$593,300 Land $251,500 Building $341,800
2022	$2,649.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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