1303 E 1020 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1303 E 1020 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,111 sqft · built 2022
Lot Size	0.218 acres (9,511 sqft)
Owner	2 Individual Names on File
Last Sale	$904,400 (Apr 2023)
Tax Bill	$5,213 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`68-020-0016`

Property Details

APN / Parcel Number

Primary APN	`68-020-0016`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,111 sqft Living Area
Gross Area	6,582 sqft
1st Floor Area	3,111 sqft
Basement Area	2,817 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	9,511 sqft (0.218 acres)
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1303 E 1020 S
City	SPANISH FORK
State	UT
Zip	84660-8536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16, PLAT A, HERITAGE FARM SUB AREA 0.218 AC.
Legal Subdivision	HERITAGE FARM SUB
Legal Lot Number	16
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3000
Census Tract	3203

Owner

1303 E 1020 S is owned and occupied by two individuals who bought it in April 2023.

Source: Utah County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1303 E 1020 S, SPANISH FORK, UT 84660-8536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 28, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, PROSPECT TTL INSURACE AGCY L
Apr 28, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Jul 29, 2021	Warranty Deed, Construction Loan · Construction Mortgage SECURITY NATIONAL LIFE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Prior Sale	Jul 29, 2021 · Amount on File
Deed Document Number	202327068
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Jun 22, 2026
Property Address	1303 E 1020 S, SPANISH FORK, UT 84660-8536
Document Number	0000051068
Instrument Date	Jun 13, 2026
Instrument	202651068
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 E 1020 S, SPANISH FORK, UT 84660-8536

Mortgage

Document Number	0000051068,
Date	Jun 22, 2026
Instrument	202651068

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Apr 28, 2023
Property Address	1303 E 1020 S, SPANISH FORK, UT 84660-8536
Document Number	0000027070
Instrument Date	Apr 28, 2023
Instrument	27070:2023
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	NOT AVAILABLE, PROSPECT TTL INSURACE AGCY L

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1303 E 1020 S, SPANISH FORK, UT 84660-8536

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 28, 2023
Property Address	1303 E 1020 S, SPANISH FORK, UT 84660-8536
Document Number	0000027068
Instrument Date	Apr 25, 2023
Instrument	27068:2023
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2023
Title Company	NOT AVAILABLE, PROSPECT TTL INSURACE AGCY L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 E 1020 S, SPANISH FORK, UT 84660-8536

Mortgage

Document Number	0000027069
Date	Apr 28, 2023
Instrument	27069:2023

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

July 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 29, 2021
Property Address	1303 E 1020 S, SPANISH FORK, UT 84660-8536
Document Number	0000132662
Instrument Date	Jul 29, 2021
Instrument	132662:2021
Transaction Type	Construction Loan
Record Updated	Jan 6, 2023
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 N MAIN ST, SPANISH FORK, UT 84660-1146
Investor	Possibly a Property Investor

Mortgage

Document Number	0000132663
Date	Jul 29, 2021
Instrument	132663:2021

Lender

Name	SECURITY NATIONAL LIFE INSURANCE CO
Type	Insurance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Index	1-Month LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 1303 E 1020 S was $5,213, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,530 (-48.32%)	$924,600 (-6.04%) Land $270,200 Building $654,400
2025	$5,213.00 (+0.02%)	$984,000 Land $270,200 Building $713,800	$984,000 Land $270,200 Building $713,800
2024	$5,212.00 (+15.21%)
2023	$4,524.00 (+67%)	$466,895	$848,900 Land $257,200 Building $591,700
2022	$2,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1303 E 1020 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 E 1020 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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