Santa Clara County property record for 150 Lusitano Way, Gilroy, CA 95020 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,028 sqft · built 2014 |
| Lot Size | 0.108 acres (4,721 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (Sep 2018) |
| Tax Bill | $10,064 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 808-48-101 |
| Primary APN | 808-48-101 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,028 sqft Living Area |
| 1st Floor Area | 855 sqft |
| 2nd Floor Area | 1,173 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,721 sqft (0.108 acres) |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Street Address | 150 LUSITANO WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 10184 LOT 154 |
| Legal Tract | 10184 |
| Legal Lot Number | 154 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 808-48-101
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 150 LUSITANO WAY, GILROY, CA 95020-8513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 07, 2018 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Nov 07, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2018 · Amount on Record |
| Deed Sale | Sep 07, 2018 · Amount on Record |
| Prior Sale | Nov 25, 2014 · Amount on Record |
| Deed Document Number | 201824019218 |
| Prior Transfer Date | Oct 30, 2017 |
| Prior Transfer Doc | 0023794832 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 150 LUSITANO WAY, GILROY, CA 95020-8513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024372091 |
|---|---|
| Date | Jan 02, 2020 |
| Instrument | 24372091 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.84% |
| Type Change Date | Feb 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.84% |
| Index | 1-Year LIBOR |
| Max Rate | 8.84% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 150 LUSITANO WAY, GILROY, CA 95020-8513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0024581505 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 24581505 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 07, 2018 |
| Property Address | 150 LUSITANO WAY, GILROY, CA 95020-8513 |
| Document Number | 0024019218 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 24019218 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $803.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 150 LUSITANO WAY GILROY CA 950208513, GILROY, CA 95020-8513 |
| Document Number | 24019219 |
|---|---|
| Date | Sep 07, 2018 |
| Instrument | 24019219 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 06, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 07, 2017 |
| Property Address | 150 LUSITANO WAY, GILROY, CA 95020-8513 |
| Document Number | 0023794832 |
| Map Reference | MAP866 PG24-33 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 23794832 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 150 LUSITANO WAY, GILROY, CA 95020-8513 |
| Document Number | 0023794833 |
|---|---|
| Date | Nov 07, 2017 |
| Instrument | 23794833 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Document Number | 0023794834 |
|---|---|
| Date | Nov 07, 2017 |
| Instrument | 23794834 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $830,609 (+2%) Land $512,020 Building $318,589 | |
| 2025 | $10,064.00 (+2.19%) | $814,324 (+4.04%) Land $501,981 Building $312,343 |
| 2023 | $9,848.00 (+1.65%) | $782,705 Land $482,490 Building $300,215 |
| 2022 | $9,688.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force 3 of 12 on primary residences |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986, river or lake flooding, Severe Storms & Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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