149 Lusitano Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 149 Lusitano Way, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,440 sqft · built 2015
Lot Size0.064 acres (2,798 sqft)
Owner2 Individual Names on File
Last Sale$715,000 (Jun 2018)
Tax Bill$9,986 (2025)
Deeds & MortgagesOct 2019 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN808-48-007

Property Details

APN / Parcel Number

Primary APN808-48-007

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,440 sqft Living Area
1st Floor Area1,072 sqft
2nd Floor Area1,368 sqft

Exterior

Year BuiltBuilt 2015
Architectural StyleOther
Construction TypeWood
Lot Area2,798 sqft (0.064 acres)
Garage Area427 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address149 LUSITANO WAY
CityGILROY
StateCA
Zip95020-8510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 10184 LOT 7
Legal Tract10184
Legal Lot Number7
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1001
Census Tract512509

Owner

Source: Santa Clara County records · APN 808-48-007

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address149 LUSITANO WAY, GILROY, CA 95020-8510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2019Deed of Trust, Mortgage · Conventional with PMI
GOLDEN 1 CU
Jun 27, 2018Grant Deed, Transfer · Conventional with PMI
GOLDEN 1 CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2018 · Amount on Record
Deed SaleJun 27, 2018 · Amount on Record
Prior SaleMay 29, 2015 · Amount on Record
Deed Document Number23964607
Record UpdatedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address149 LUSITANO WAY, GILROY, CA 95020-8510
Document Number0024313176
Instrument DateOct 17, 2019
Transaction TypeMortgage
Record UpdatedNov 06, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address149 LUSITANO WAY GILROY CA 950208510, GILROY, CA 95020-8510

Mortgage

Document Number0024313176
DateOct 25, 2019
Instrument24313176
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 24, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJun 27, 2018
Property Address149 LUSITANO WAY, GILROY, CA 95020-8510
Document Number0023964607
Instrument DateJun 20, 2018
Instrument23964607
Transaction TypeTransfer
Record UpdatedJul 03, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$786.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address149 LUSITANO WAY GILROY CA 950208510, GILROY, CA 95020-8510

Mortgage

Document Number23964608
DateJun 27, 2018
Instrument23964608
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 26, 2048
Interest
Rate TypeAdjustable Rate
Rate4.12%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,986.00 (+1.49%)$813,543 (+4.04%) Land $455,130 Building $358,413
2023$9,839.00 (+1.65%)$781,954 Land $437,457 Building $344,497
2022$9,679.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
3 of 12 on primary residences
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986, river or lake flooding, Severe Storms & Flooding
Flood Events
  • Severe Storms & Flooding (Feb 1986), 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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