Santa Clara County property record for 145 Lusitano Way, Gilroy, CA 95020 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,071 sqft · built 2015 |
| Lot Size | 0.085 acres (3,707 sqft) |
| Owner | Individual Name on File |
| Last Sale | $720,000 (May 2018) |
| Tax Bill | $10,124 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 808-48-009 |
| Primary APN | 808-48-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,071 sqft Living Area |
| 1st Floor Area | 831 sqft |
| 2nd Floor Area | 1,240 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 3,707 sqft (0.085 acres) |
| Garage Area | 422 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Street Address | 145 LUSITANO WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 10184 LOT 9 |
| Legal Tract | 10184 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 808-48-009
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 145 LUSITANO WAY, GILROY, CA 95020-8510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PREMIERONE CU |
| Apr 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| May 21, 2018 | Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on Record |
| Deed Sale | May 21, 2018 · Amount on Record |
| Prior Sale | Jan 08, 2015 · Amount on Record |
| Deed Document Number | 23937449 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 145 LUSITANO WAY, GILROY, CA 95020-8510 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 145 LUSITANO WAY, GILROY, CA 95020-8510 |
| Document Number | 0025422556 |
|---|---|
| Date | Jan 04, 2023 |
| Instrument | 25422556 |
| Name | PREMIERONE CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95119 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 21, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 145 LUSITANO WAY, GILROY, CA 95020-8510 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 145 LUSITANO WAY, GILROY, CA 95020-8510 |
| Document Number | 0025291240 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 25291240 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 21, 2018 |
| Property Address | 145 LUSITANO WAY, GILROY, CA 95020-8510 |
| Document Number | 0023937449 |
| Map Reference | MB866 PG24-33 |
| Instrument Date | May 15, 2018 |
| Instrument | 23937449 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 145 LUSITANO WAY, GILROY, CA 95020-8510 |
| Document Number | 0023937450 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 23937450 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,124.00 (+2.19%) | $819,234 (+4.04%) Land $455,130 Building $364,104 |
| 2023 | $9,907.00 (+1.66%) | $787,423 Land $437,457 Building $349,966 |
| 2022 | $9,745.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force 3 of 12 on primary residences |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986, river or lake flooding, Severe Storms & Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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