154 Lusitano Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 154 Lusitano Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,440 sqft · built 2014
Lot Size	0.116 acres (5,065 sqft)
Owner	Company Name on Record
Last Sale	$618,500 (Nov 2014)
Tax Bill	$9,193 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Transfer + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`808-48-112`

Property Details

APN / Parcel Number

Primary APN	`808-48-112`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,440 sqft Living Area
1st Floor Area	1,072 sqft
2nd Floor Area	1,368 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,065 sqft (0.116 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	154 LUSITANO WAY
City	GILROY
State	CA
Zip	95020-8513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	TRACT 10184 LOT 165
Legal Subdivision	TRACT 10184
Legal Tract	10184
Legal Lot Number	165
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1003
Census Tract	512509

Owner

Source: Santa Clara County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	154 LUSITANO WAY, GILROY, CA 95020-8513
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OPERATING ENGINEERS LOCAL UNION #3
Jun 30, 2020	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERIWEST CU
Sep 8, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage OPERATING ENGINEERS #3 FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2014 · Amount on Record
Deed Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	201422784279
Last Transfer Date	Jun 23, 2020
Transfer Doc	0024521745
Record Updated	Sep 20, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 30, 2020
Property Address	154 LUSITANO WAY, GILROY, CA 95020-8513
Document Number	0024521745
Map Reference	MB 866 PG 24-33
Instrument Date	Jun 23, 2020
Instrument	24521745
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	154 LUSITANO WAY, GILROY, CA 95020-8513

Mortgage

Document Number	0024521746
Date	Jun 30, 2020
Instrument	24521746

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 30, 2020
Property Address	154 LUSITANO WAY, GILROY, CA 95020-8513
Document Number	0024521747
Instrument Date	Jun 23, 2020
Instrument	24521747
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	154 LUSITANO WAY GILROY CA 950208513, GILROY, CA 95020-8513

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	154 LUSITANO WAY, GILROY, CA 95020-8513
Document Number	0024368113
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 LUSITANO WAY GILROY CA 950208513, GILROY, CA 95020-8513

Mortgage

Document Number	0024368113
Date	Dec 30, 2019
Instrument	24368113

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153-5353

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 29, 2044

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 8, 2017
Property Address	154 LUSITANO WAY, GILROY, CA 95020-8513
Document Number	0023748254
Instrument Date	Aug 28, 2017
Instrument	23748254
Transaction Type	Transfer
Record Updated	Sep 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	154 LUSITANO WAY GILROY CA 950208513, GILROY, CA 95020-8513

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	154 LUSITANO WAY, GILROY, CA 95020-8513
Document Number	0023608520
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	154 LUSITANO WAY GILROY CA 950208513, GILROY, CA 95020-8513

Mortgage

Document Number	0023608520
Date	Mar 22, 2017
Instrument	23608520

Lender

Name	OPERATING ENGINEERS #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,705 (+2%) Land $367,762 Building $389,943
2025	$9,193.00 (+2.19%)	$742,849 (+4.04%) Land $360,551 Building $382,298
2023	$8,996.00 (+1.66%)	$714,004 Land $346,551 Building $367,453
2022	$8,849.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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