Schenectady County and Schenectady City property record for 15 Rosa Rd, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,284 sqft · built 1930 |
| Lot Size | 0.278 acres (12,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,900 (Mar 2015) |
| Tax Bill | $6,526 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Sep 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.52-3-25 |
| Primary APN | 421500 39.52-3-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,284 sqft Living Area |
| 1st Floor Area | 1,322 sqft |
| 2nd Floor Area | 962 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 12,150 sqft (0.278 acres) |
| Lot Dimensions | 135 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Patio Area | 149 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15 ROSA RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 20101 |
Source: Schenectady County and Schenectady City records · APN 421500 39.52-3-25
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 ROSA RD, SCHENECTADY, NY 12308-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 08, 2023 | Warranty Deed, Transfer |
| Sep 09, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY RESOURCE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2015 · Amount on Record |
| Deed Sale | Mar 02, 2015 · Amount on Record |
| Prior Sale | Mar 02, 2015 · Amount on Record |
| Deed Book / Page | 1910 / 403 |
| Last Transfer Date | May 09, 2025 |
| Transfer Doc | 0000012646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 08, 2023 |
| Property Address | 15 ROSA RD, SCHENECTADY, NY 12308-2114 |
| Document Number | 0000051156 |
| Book / Page | 2115 / 677 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 202351156 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $152.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 756 WELLS RD, PATTERSONVILLE, NY 12137-3906 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 ROSA RD, SCHENECTADY, NY 12308-2114 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 15 ROSA RD, SCHENECTADY, NY 12308-2114 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 15 ROSA RD, SCHENECTADY, NY 12308-2114 |
| Document Number | 0000026892 |
|---|---|
| Date | Sep 09, 2020 |
| Book Page | 5019/407 |
| Instrument | 202026892 |
| Name | COMMUNITY RESOURCE FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 21, 2030 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,526.00 (+7.62%) | $136,161 (-) Land $24,000 Building $112,161 | $225,469 (+30.82%) Land $39,742 Building $185,727 |
| 2023 | $136,161 (-) Land $24,000 Building $112,161 | $172,356 (+3.8%) Land $30,380 Building $141,976 | |
| 2022 | $136,161 Land $24,000 Building $112,161 | $166,050 Land $29,268 Building $136,782 | |
| 2021 | $6,064.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 533 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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