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23 Rosa Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 23 Rosa Rd, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,888 sqft · built 1970
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Feb 2025)
Tax Bill$6,952 (2025)
Deeds & MortgagesFeb 2025 Sale & Mortgage
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN421500 39.52-3-20

Property Details

APN / Parcel Number

Primary APN421500 39.52-3-20
Alternative APN
  • 150003905200030200000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,888 sqft Living Area
1st Floor Area1,134 sqft
Basement Area754 sqft
Finished Basement754 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions175 ft deep x 60.4 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area387 sqft
Patio Area154 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address23 ROSA RD
CitySCHENECTADY
StateNY
Zip12308-2135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description2 WOOD
Legal Block3
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2011
Census Tract20101

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.52-3-20

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address604 PROVIDENCE ST, ALBANY, NY 12208-3963
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2025Warranty Deed, Transfer · Stand-Alone First Mortgage
2004 0000193 LLC
Oct 19, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 11, 2025 · Amount on Record
Deed SaleFeb 11, 2025 · Amount on Record
Deed Document Number20253126
Prior Transfer DateJun 15, 2020
Prior Transfer Doc0000032337
Record UpdatedSep 20, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 11, 2025
Property Address23 ROSA RD, SCHENECTADY, NY 12308-2135
Document Number0000003126
Instrument DateJan 16, 2025
Instrument202503126
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23 ROSA RD, SCHENECTADY, NY 12308-2135

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 PROVIDENCE ST, ALBANY, NY 12208-3963

Mortgage

Document Number0000003127
DateFeb 11, 2025
Instrument202503127
Lender
Name2004 0000193 LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2055

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateOct 19, 2020
Property Address23 ROSA RD, SCHENECTADY, NY 12308-2135
Document Number0000032337
Book / Page002043 / 000827
Instrument DateJun 15, 2020
Instrument32337
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1837 CAMPBELL AVE SCHENECTADY NY 123065015, SCHENECTADY, NY 12306-5015

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,952.00 (+6.36%)$165,000 (-) Land $24,800 Building $140,200$273,224 (+13.35%) Land $41,066 Building $232,158
2024$165,000 (-) Land $24,800 Building $140,200$241,052 (+15.41%) Land $36,231 Building $204,821
2023$165,000 (-) Land $24,800 Building $140,200$208,861 (+3.8%) Land $31,392 Building $177,469
2022$165,000 Land $24,800 Building $140,200$201,220 Land $30,244 Building $170,976
2021$6,536.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 533 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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