Schenectady County and Schenectady City property record for 3 Rosa Rd, Schenectady, NY 12308 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,606 sqft Living Area |
| Lot Size | 8,654 sqft (0.198 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $99,000 (2019) |
| Tax Bill | $7,152.00 (2025) |
| Primary APN | 421500 39.52-3-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,606 sqft Living Area |
| 1st Floor | 810 sqft 1st Floor |
| 2nd Floor | 796 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Exterior |
| Lot Area | 8,654 sqft (0.198 acres) |
| Depth X Width | 123 ft x 70 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 300 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3 ROSA RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2114 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 31.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 20101 |
Source: Schenectady County and Schenectady City records · APN 421500 39.52-3-31
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 ROSA RD, SCHENECTADY, NY 12308-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 16, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 04, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF SCOTIA |
| Jun 26, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Jan 17, 2019 | Deed in Lieu of Foreclosure, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 2019 · Amount on Record |
| Deed Sale | Jan 17, 2019 · Amount on Record |
| Deed Doc Number | 20192520 |
| Deed Book / Page | 2003 / 914 |
| Prior Transfer Date | Oct 22, 2004 |
| Prior Transfer Doc | 0016910694 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 16, 2022 |
| Property Address | 3 ROSA RD, SCHENECTADY, NY 12308-2114 |
| Document Number | 0000049484 |
| Book / Page | 2093 / 207 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 202249484 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Title Company | CHICAGO TITLE ALBANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 826 UNION ST, 826, SCHENECTADY, NY 12308-3104 |
| Name | Verified Name |
|---|---|
| Address | 12 WEST ST, FAIR HAVEN, VT 05743-1226 |
| Document Number | 0000049485 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 202249485 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 3 ROSA RD, SCHENECTADY, NY 12308-2114 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000039539 |
|---|---|
| Date | Sep 04, 2019 |
| Book Page | 4935/670 |
| Instrument | 201939539 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 26, 2019 |
| Property Address | 3 ROSA RD, SCHENECTADY, NY 12308-2114 |
| Document Number | 0000029046 |
| Book / Page | 002013 / 000866 |
| Instrument Date | Jun 06, 2019 |
| Instrument | 29046 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 826 UNION ST SCHENECTADY NY 123083104, SCHENECTADY, NY 12308-3104 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 17, 2019 |
| Property Address | 3 ROSA RD, SCHENECTADY, NY 12308-2114 |
| Document Number | 0000002520 |
| Book / Page | 002003 / 000914 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 2520 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 12, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $396.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1716 E SAINT ANDREW PL SANTA ANA CA 92705, SANTA ANA, CA 92705 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,152.00 (+4.33%) | $144,500 (-) Land $21,700 Building $122,800 | $239,278 (+30.82%) Land $35,933 Building $203,345 |
| 2023 | $144,500 (-) Land $21,700 Building $122,800 | $182,911 (+3.8%) Land $27,468 Building $155,443 | |
| 2022 | $144,500 Land $21,700 Building $122,800 | $176,220 Land $26,463 Building $149,757 | |
| 2021 | $6,855.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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