Schenectady County and Schenectady City property record for 7 Rosa Rd, Schenectady, NY 12308 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,542 sqft · built 1910 |
| Lot Size | 0.203 acres (8,859 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,000 (May 2012) |
| Tax Bill | $6,922 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.52-3-29 |
| Primary APN | 421500 39.52-3-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 778 sqft |
| 2nd Floor Area | 764 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,859 sqft (0.203 acres) |
| Lot Dimensions | 147 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 408 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7 ROSA RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 20101 |
Source: Schenectady County and Schenectady City records · APN 421500 39.52-3-29
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 ROSA RD, SCHENECTADY, NY 12308-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2012 · Amount on Record |
| Deed Sale | May 21, 2012 · Amount on Record |
| Prior Sale | Nov 10, 2011 · Amount on Record |
| Deed Document Number | 201221160 |
| Deed Book / Page | 1855 / 623 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 02, 2021 |
| Property Address | 7 ROSA RD, SCHENECTADY, NY 12308-2114 |
| Document Number | 0000043345 |
| Book / Page | 2066 / 510 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 202143345 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $746.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 ROSA RD, 7, SCHENECTADY, NY 12308-2114 |
| Name | Verified Name |
|---|---|
| Address | 232 GREEN ST, SCHENECTADY, NY 12305-1402 |
| Document Number | 0000043346 |
|---|---|
| Date | Sep 02, 2021 |
| Instrument | 202143346 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 7 ROSA RD, SCHENECTADY, NY 12308-2114 |
| Document Number | 0000013677 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 7 ROSA RD SCHENECTADY NY 123082114, SCHENECTADY, NY 12308-2114 |
| Document Number | 0000013677 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 004987/000414 |
| Instrument | 13677 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 07, 2035 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,922.00 (+14.21%) | $145,800 (-) Land $23,700 Building $122,100 | $241,431 (+30.82%) Land $39,245 Building $202,186 |
| 2023 | $145,800 (-) Land $23,700 Building $122,100 | $184,557 (+3.8%) Land $30,000 Building $154,557 | |
| 2022 | $145,800 Land $23,700 Building $122,100 | $177,805 Land $28,902 Building $148,903 | |
| 2021 | $6,061.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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