15 Putnam Rd, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 15 Putnam Rd, Bedford, MA 01730

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1955
Lot Size	0.351 acres (15,285 sqft)
Owner	2 Individual Names on File
Last Sale	$488,000 (Aug 2018)
Tax Bill	$91 (2025)
Deeds & Mortgages	Aug 2019 Refinance Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BEDF M:059 P:0019`

Property Details

APN / Parcel Number

Primary APN	`BEDF M:059 P:0019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,260 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,285 sqft (0.351 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	15 PUTNAM RD
City	BEDFORD
State	MA
Zip	01730-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Jurisdiction	BEDFORD MA
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3004
Census Tract	359303

Owner

15 Putnam Rd is owned by two individuals who acquired it in November 2019.

Source: Middlesex County and Bedford Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 BATTLE FLAGG RD, BEDFORD, MA 01730-2026
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RICHARD A DELUCA
Nov 20, 2018	Deed of Trust, Mortgage DEDHAM INSTITUTION FOR SAVINGS
Dec 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DEDHAM INSTITUTION FOR SAVINGS
Dec 2, 2019	Quit Claim Deed, Subdivision Related Transfer NOT AVAILABLE
Aug 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Oct 26, 2006 · Amount on File
Deed Document Number	2018134095
Deed Book / Page	71552 / 13
Last Transfer Date	Nov 14, 2019
Transfer Doc	73748-272
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	15 PUTNAM RD, BEDFORD, MA 01730-1540
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73059-227
Date	Aug 5, 2019
Book Page	73059/227
Instrument	114884

Lender

Name	RICHARD A DELUCA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	15 PUTNAM RD, BEDFORD, MA 01730-1540
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71910-453
Date	Nov 20, 2018
Book Page	71910/453
Instrument	178225

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	15 PUTNAM RD, BEDFORD, MA 01730-1540
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73887-120
Date	Dec 23, 2019
Book Page	73887/120
Instrument	205082

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

December 2019: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Dec 2, 2019
Property Address	15 PUTNAM RD, BEDFORD, MA 01730-1540
Document Number	73748-272
Book / Page	073748 / 000272
Instrument Date	Nov 14, 2019
Instrument	9164
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PUTNAM RD BEDFORD MA 017301540, BEDFORD, MA 01730-1540

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Aug 30, 2018
Property Address	15 PUTNAM RD, BEDFORD, MA 01730-1540
Document Number	71552-13
Book / Page	071552 / 000013
Instrument Date	Aug 30, 2018
Instrument	134095
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount on Record
Tax	$2,225.28
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 BATTLE FLAGG RD BEDFORD MA 017302026, BEDFORD, MA 01730-2026

Tax Assessment & Valuation

The 2025 property tax bill for 15 Putnam Rd was $91, down 98.9% from the year before.

Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$91.00 (-98.94%)	$756,300 (+5.01%) Land $472,400 Building $283,900	$657,970
2024	$8,556.00 (+7.24%)	$720,200 (+12.65%) Land $449,900 Building $270,300
2023	$7,978.00	$639,300 Land $424,900 Building $214,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Putnam Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2010–2016)
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Putnam Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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