16 Putnam Rd, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 16 Putnam Rd, Bedford, MA 01730

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,944 sqft · built 1955
Lot Size	0.404 acres (17,598 sqft)
Owner	2 Trust Names on File
Last Sale	$106,000 (Sep 1984)
Tax Bill	$91 (2025)
Deeds & Mortgages	Jan 2022 Refinance Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`BEDF M:059 P:0009`

Property Details

APN / Parcel Number

Primary APN	`BEDF M:059 P:0009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	4,084 sqft
1st Floor Area	1,303 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,598 sqft (0.404 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	16 PUTNAM RD
City	BEDFORD
State	MA
Zip	01730-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Jurisdiction	BEDFORD MA
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3000
Census Tract	359303

Owner

16 Putnam Rd is owner-occupied and held in a trust since July 2019.

Source: Middlesex County and Bedford Town records, as of April 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	16 PUTNAM RD, BEDFORD, MA 01730-1525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Aug 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 1984 · Amount on File
Deed Sale	Sep 28, 1984 · Amount on File
Last Transfer Date	Jul 29, 2019
Transfer Doc	73049-227
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	16 PUTNAM RD, BEDFORD, MA 01730-1525
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079513-481
Date	Jan 11, 2022
Book Page	79513/481
Instrument	5413

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Aug 2, 2019
Property Address	16 PUTNAM RD, BEDFORD, MA 01730-1525
Document Number	73049-227
Book / Page	073049 / 000227
Instrument Date	Jul 29, 2019
Instrument	113903
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PUTNAM RD BEDFORD MA 017301525, BEDFORD, MA 01730-1525

Tax Assessment & Valuation

The 2025 property tax bill for 16 Putnam Rd was $91, down 98.9% from the year before.

Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$91.00 (-98.94%)	$757,600 (+5%) Land $481,300 Building $276,300	$765,415
2024	$8,571.00 (+0.43%)	$721,500 (+5.51%) Land $458,400 Building $263,100
2023	$8,534.00	$683,800 Land $432,900 Building $250,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Putnam Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2010–2016)
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Putnam Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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