17 Putnam Rd, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 17 Putnam Rd, Bedford, MA 01730

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,868 sqft · built 2019
Lot Size	0.352 acres (15,337 sqft)
Owner	2 Individual Names on File
Last Sale	$1,390,000 (Jul 2020)
Tax Bill	$21,782 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BEDF M:059 P:0020`

Property Details

APN / Parcel Number

Primary APN	`BEDF M:059 P:0020`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	4,868 sqft Living Area
Gross Area	8,700 sqft
1st Floor Area	1,248 sqft
Basement Area	1,940 sqft
Unfinished Basement	1,940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,337 sqft (0.352 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	17 PUTNAM RD
City	BEDFORD
State	MA
Zip	01730-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Jurisdiction	BEDFORD MA
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3004
Census Tract	359303

Owner

17 Putnam Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Middlesex County and Bedford Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 PUTNAM RD, BEDFORD, MA 01730-1540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Jul 16, 2020	Quit Claim Deed, Transfer
Jul 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Prior Sale	Jul 25, 2019 · Amount on File
Deed Document Number	2020115563
Deed Book / Page	75137 / 536
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	17 PUTNAM RD, BEDFORD, MA 01730-1540
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084748-542
Date	Oct 17, 2025
Book Page	84748/542
Instrument	126154

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	17 PUTNAM RD, BEDFORD, MA 01730-1540
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080823-263
Date	Oct 13, 2022
Book Page	80823/263
Instrument	153651

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Jul 16, 2020
Property Address	17 PUTNAM RD, BEDFORD, MA 01730-1540
Document Number	75137-536
Book / Page	75137 / 536
Instrument Date	Jul 16, 2020
Instrument	115563
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 PUTNAM RD, BEDFORD, MA 01730-1540

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Jul 25, 2019
Property Address	17 PUTNAM RD, BEDFORD, MA 01730-1540
Document Number	72985-54
Book / Page	072985 / 000054
Instrument Date	Jul 24, 2019
Instrument	106802
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,280.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 RUSTIC TRL GROTON MA 014502128, GROTON, MA 01450-2128

Tax Assessment & Valuation

The 2025 property tax bill for 17 Putnam Rd was $21,782, up 6.4% from the year before.

Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,782.00 (+6.42%)	$1,809,100 (+5%) Land $472,600 Building $1,336,500	$1,688,055
2024	$20,468.00 (+9.33%)	$1,722,900 (+14.85%) Land $450,100 Building $1,272,800
2023	$18,721.00	$1,500,100 Land $425,100 Building $1,075,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Putnam Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2010–2016)
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Putnam Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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