10 Putnam Rd, Bedford, MA 01730 Property Records

Middlesex County and Bedford Town property record for 10 Putnam Rd, Bedford, MA 01730

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,064 sqft · built 1955
Lot Size	0.929 acres (40,489 sqft)
Owner	2 Trust Names on File
Last Sale	$853,000 (Apr 2020)
Tax Bill	$112 (2025)
Deeds & Mortgages	Jun 2022 Sale Apr 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`BEDF M:059 P:0012`

Property Details

APN / Parcel Number

Primary APN	`BEDF M:059 P:0012`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
Gross Area	5,316 sqft
1st Floor Area	1,812 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,489 sqft (0.929 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 PUTNAM RD
City	BEDFORD
State	MA
Zip	01730-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Jurisdiction	BEDFORD MA
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3000
Census Tract	359303

Owner

10 Putnam Rd is owner-occupied and held in a trust since April 2020.

Source: Middlesex County and Bedford Town records, as of April 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 PUTNAM RD, BEDFORD, MA 01730-1525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed, Transfer
Apr 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 24, 2018	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2020 · Amount on File
Deed Sale	Apr 6, 2020 · Amount on File
Prior Sale	Feb 28, 2013 · Amount on File
Deed Document Number	202050734
Deed Book / Page	74419 / 447
Prior Transfer Date	Mar 31, 2020
Prior Transfer Doc	74419-447
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD MA
Recording Date	Jun 7, 2022
Property Address	10 PUTNAM RD, BEDFORD, MA 01730-1525
Document Number	080239-508
Book / Page	80239 / 508
Instrument Date	Apr 28, 2022
Instrument	85315
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PUTNAM RD, BEDFORD, MA 01730-1525

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD MA
Recording Date	Apr 6, 2020
Property Address	10 PUTNAM RD, BEDFORD, MA 01730-1525
Document Number	74419-447
Book / Page	074419 / 000447
Instrument Date	Mar 31, 2020
Instrument	50734
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$3,890.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 PUTNAM RD BEDFORD MA 017301525, BEDFORD, MA 01730-1525

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD MA
Property Address	10 PUTNAM RD, BEDFORD, MA 01730-1525
Document Number	70793-351
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	May 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	70793-351
Date	Mar 29, 2018
Book Page	070793/000351
Instrument	41657

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10 Putnam Rd was $112, down 98.9% from the year before.

Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$112.00 (-98.94%)	$932,100 (+5%) Land $483,500 Building $448,600	$975,555
2024	$10,546.00 (+9.42%)	$887,700 (+14.94%) Land $460,500 Building $427,200
2023	$9,638.00	$772,300 Land $434,900 Building $337,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Putnam Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2010–2016)
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Putnam Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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