Orange County property record for 15 Pisano St, Ladera Ranch, CA 92694
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,574 sqft · built 2006 |
| Lot Size | 0.225 acres (9,790 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,385,000 (Dec 2025) |
| Tax Bill | $27,051 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 741-532-24 |
| Primary APN | 741-532-24 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,574 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 9,790 sqft (0.225 acres) |
| Garage Area | 965 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 15 PISANO ST |
|---|---|
| City | MISSION VIEJO |
| State | CA |
| Zip | 92694-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15989 BLK LOT 13 |
| Legal Subdivision | CAPISTRANO |
| Legal Tract | 15989 |
| Legal Lot Number | 13 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32058 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 15 PISANO ST, LADERA RANCH, CA 92694-1531 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING |
| Jan 23, 2026 | Intrafamily Transfer, Transfer |
| Jan 4, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FUNDLOANS CAPITAL |
| Dec 8, 2025 | Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on Record |
| Deed Sale | Dec 8, 2025 · Amount on Record |
| Prior Sale | Oct 25, 2006 · Amount on Record |
| Deed Document Number | 2025339618 |
| Prior Transfer Date | Oct 17, 2006 |
| Prior Transfer Doc | 0000720880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 11, 2026 |
| Property Address | 15 PISANO ST, LADERA RANCH, CA 92694-1531 |
| Document Number | 0000134936 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026134936 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 15 PISANO ST, LADERA RANCH, CA 92694-1531 |
| Document Number | 0000134936, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 2026134936 |
| Name | SYNERGY ONE LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jan 23, 2026 |
| Property Address | 15 PISANO ST, MISSION VIEJO, CA 92694-1531 |
| Document Number | 0000017953 |
| Map Reference | MB 863 PG 8-14 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 2026000017953 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 15 PISANO ST, MISSION VIEJO, CA 92694-1531 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 15 PISANO ST, MISSION VIEJO, CA 92694-1531 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 15 PISANO ST, LADERA RANCH, CA 92694-1531 |
| Document Number | 0000002020 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 2024000002020 |
| Name | FUNDLOANS CAPITAL |
|---|---|
| Address | SAN DIEGO, CA 92130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 8, 2025 |
| Property Address | 15 PISANO ST, MISSION VIEJO, CA 92694-1531 |
| Document Number | 0000339618 |
| Map Reference | MB 863 PG 8-14 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025000339618 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 PISANO ST, MISSION VIEJO, CA 92694-1531 |
| Document Number | 0000339619 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025000339619 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.55% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,385,000 (+17.61%) Land $1,240,734 Building $1,144,266 | |
| 2025 | $27,051.00 (+1.86%) | $2,027,877 (+14.63%) Land $789,103 Building $1,238,774 |
| 2024 | $26,558.00 (+9.6%) | |
| 2023 | $24,231.00 (+0.66%) Homeowner's exemption | $1,769,131 Land $696,930 Building $1,072,201 |
| 2022 | $24,073.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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