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15 Independence Rd, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 15 Independence Rd, Pepperell, MA 01463

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,207 sqft · built 1987
Lot Size1.76 acres (76,666 sqft)
OwnerIndividual Name on File
Last Sale$609,000 (Oct 2020)
Tax Bill$9,921 (2025)
Deeds & MortgagesMar 2022 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNPEPP M:0020 B:0126 L:00000

Property Details

APN / Parcel Number

Primary APNPEPP M:0020 B:0126 L:00000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,207 sqft Living Area
Gross Area5,190 sqft
Basement Area1,097 sqft
Unfinished Basement548 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialStucco
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area76,666 sqft (1.76 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address15 INDEPENDENCE RD
CityPEPPERELL
StateMA
Zip01463-1633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTNR
Legal Block126
JurisdictionPEPPERELL MA
Township / Civil DivisionPEPPERELL
Census Block Group2
Census Block2007
Census Tract327103

Owner

Source: Middlesex County and Pepperell Town records · APN PEPP M:0020 B:0126 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15 INDEPENDENCE RD, PEPPERELL, MA 01463-1633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
DIGITAL FCU
Oct 19, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
INLAND BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2020 · Amount on Record
Deed SaleOct 19, 2020 · Amount on Record
Prior SaleJul 13, 2005 · Amount on Record
Deed Document Number2020189947
Deed Book / Page75918 / 54
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEPPERELL MA
Property Address15 INDEPENDENCE RD, PEPPERELL, MA 01463-1633
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079767-194
DateMar 03, 2022
Book Page79767/194
Instrument32851
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueApr 01, 2032

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPEPPERELL MA
Recording DateOct 19, 2020
Property Address15 INDEPENDENCE RD, PEPPERELL, MA 01463-1633
Document Number75918-54
Book / Page75918 / 54
Instrument DateOct 07, 2020
Instrument189947
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 INDEPENDENCE RD, PEPPERELL, MA 01463-1633

Mortgage

Document Number189948
DateOct 19, 2020
Instrument189948
Lender
NameINLAND BANK & TRUST
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionPepperell Town
Unified School DistrictNorth Middlesex School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,921.00 (+9.01%)$678,100 (+6.92%) Land $157,600 Building $520,500$723,520 (+2.84%)
2024$9,101.00 (-0.68%)$634,200 (+4.79%) Land $142,600 Building $491,600$703,570
2023$9,163.00$605,200 Land $142,600 Building $462,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

Based on FCC filings for 89 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA2232000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPEPPERELL DPW WATER DIVISION
serves 9,217 people
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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