Middlesex County and Pepperell Town property record for 16 Independence Rd, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,990 sqft · built 1986 |
| Lot Size | 0.481 acres (20,935 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Jul 2003) |
| Tax Bill | $7,900 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0020 B:0129 L:00000 |
| Primary APN | PEPP M:0020 B:0129 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,990 sqft Living Area |
| Gross Area | 4,728 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,935 sqft (0.481 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 16 INDEPENDENCE RD |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TNR |
| Legal Block | 129 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 327103 |
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 INDEPENDENCE RD, PEPPERELL, MA 01463-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SPRING EQ LLC |
| Oct 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Sep 15, 2017 | Deed of Trust, Mortgage OCWEN FIN SVC INC |
| Mar 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Nov 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Aug 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2003 · Amount on Record |
| Deed Sale | Jul 3, 2003 · Amount on Record |
| Prior Sale | Jun 29, 2001 · Amount on Record |
| Deed Document Number | 2003443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 16 INDEPENDENCE RD, PEPPERELL, MA 01463-1633 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0081987-40 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 81987/40 |
| Instrument | 102907 |
| Name | SPRING EQ LLC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 16 INDEPENDENCE RD, PEPPERELL, MA 01463-1633 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78897-533 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 78897/533 |
| Instrument | 224753 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 16 INDEPENDENCE RD, PEPPERELL, MA 01463-1633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69935-488 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 69935/488 |
| Instrument | 149898 |
| Name | OCWEN FIN SVC INC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 16 INDEPENDENCE RD, PEPPERELL, MA 01463-1633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74228-152 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 74228/152 |
| Instrument | 32257 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 16 INDEPENDENCE RD, PEPPERELL, MA 01463-1633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76059-452 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 76059/452 |
| Instrument | 203095 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 16 INDEPENDENCE RD, PEPPERELL, MA 01463-1633 |
| Document Number | 73133-462 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 INDEPENDENCE RD PEPPERELL MA 014631633, PEPPERELL, MA 01463-1633 |
| Document Number | 73133-462 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 073133/000462 |
| Instrument | 123210 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2049 |
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,900.00 (+0.57%) | $573,300 (+6.78%) Land $137,000 Building $436,300 | $688,940 (-) |
| 2025 | $7,855.00 (+4.39%) | $536,900 (+2.38%) Land $130,800 Building $406,100 | $688,940 (+2.88%) |
| 2024 | $7,525.00 (-0.12%) | $524,400 (+5.39%) Land $118,300 Building $406,100 | $669,655 |
| 2023 | $7,534.00 | $497,600 Land $118,300 Building $379,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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