Middlesex County and Pepperell Town property record for 13 Independence Rd, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,756 sqft · built 1986 |
| Lot Size | 1.91 acres (83,487 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Sep 2018) |
| Tax Bill | $8,942 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Oct 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0020 B:0113 L:00000 |
| Primary APN | PEPP M:0020 B:0113 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,756 sqft Living Area |
| Gross Area | 5,400 sqft |
| Basement Area | 1,444 sqft |
| Unfinished Basement | 1,444 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 83,487 sqft (1.91 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 13 INDEPENDENCE RD |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TNR |
| Legal Block | 113 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 327103 |
Source: Middlesex County and Pepperell Town records · APN PEPP M:0020 B:0113 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 INDEPENDENCE RD, PEPPERELL, MA 01463-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION |
| Oct 29, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) HARVARD FEDERAL CREDIT UNION |
| Jun 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC |
| Sep 24, 2018 | Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2018 · Amount on Record |
| Deed Sale | Sep 24, 2018 · Amount on Record |
| Prior Sale | May 14, 2007 · Amount on Record |
| Deed Book / Page | 71654 / 154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 13 INDEPENDENCE RD, PEPPERELL, MA 01463-1633 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0077615-60 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 77615/60 |
| Instrument | 94328 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | May 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 13 INDEPENDENCE RD, PEPPERELL, MA 01463-1633 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083407-374 |
|---|---|
| Date | Oct 29, 2024 |
| Book Page | 83407/374 |
| Instrument | 123102 |
| Name | HARVARD FEDERAL CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Nov 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 13 INDEPENDENCE RD, PEPPERELL, MA 01463-1633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74861-306 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 74861/306 |
| Instrument | 90139 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Recording Date | Sep 24, 2018 |
| Property Address | 13 INDEPENDENCE RD, PEPPERELL, MA 01463-1633 |
| Document Number | 71654-154 |
| Book / Page | 071654 / 000154 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 146856 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,188.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 660 OCEAN AVE #406 PEPPERELL MA 01463, 406, PEPPERELL, MA 01463 |
| Document Number | 71654-157 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 071654/000157 |
| Instrument | 146857 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2048 |
Source: Middlesex County and Pepperell Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,942.00 (+9.22%) | $611,200 (+7.13%) Land $160,000 Building $451,200 | $624,245 (+1.86%) |
| 2024 | $8,187.00 (-0.78%) | $570,500 (+4.68%) Land $144,800 Building $425,700 | $612,845 |
| 2023 | $8,251.00 | $545,000 Land $144,800 Building $400,200 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Based on FCC filings for 89 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PEPPERELL DPW WATER DIVISION serves 9,217 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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