10 Independence Rd, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 10 Independence Rd, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,081 sqft · built 1986
Lot Size	0.588 acres (25,635 sqft)
Owner	Individual Name on File
Last Sale	$298,000 (Aug 2009)
Tax Bill	$6,962 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0020 B:0144 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0020 B:0144 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,081 sqft Living Area
Gross Area	4,476 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	25,635 sqft (0.588 acres)
Garage Type	Detached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 INDEPENDENCE RD
City	PEPPERELL
State	MA
Zip	01463-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	144
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	2
Census Block	2007
Census Tract	327103

Owner

10 Independence Rd is owned and occupied by an individual who bought it in August 2009.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10 INDEPENDENCE RD, PEPPERELL, MA 01463-1633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2009 · Amount on File
Deed Sale	Aug 31, 2009 · Amount on File
Prior Sale	May 12, 1987 · Amount on File
Deed Document Number	2009172803
Deed Book / Page	53473 / 392
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Recording Date	Apr 13, 2026
Property Address	10 INDEPENDENCE RD, PEPPERELL, MA 01463-1633
Document Number	085459-373
Book / Page	85459 / 373
Instrument Date	Apr 7, 2026
Instrument	202640449
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 INDEPENDENCE RD, PEPPERELL, MA 01463-1633

Mortgage

Document Number	0000040449,
Date	Apr 13, 2026
Book Page	85459/373
Instrument	202640449

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.5%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	10 INDEPENDENCE RD, PEPPERELL, MA 01463-1633
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080304-384
Date	Jun 21, 2022
Book Page	80304/384
Instrument	92826

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	10 INDEPENDENCE RD, PEPPERELL, MA 01463-1633
Document Number	69650-114
Book / Page	069650 / 000114
Instrument Date	Jul 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69650-114
Date	Jul 24, 2017
Book Page	069650/000114
Instrument	115430

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10 Independence Rd was $6,962, up 0.3% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,962.00 (+0.29%)	$505,200 (+6.47%) Land $140,100 Building $365,100	$535,040 (-)
2025	$6,942.00 (+4.78%)	$474,500 (+2.77%) Land $133,800 Building $340,700	$535,040
2024	$6,625.00 (-0.96%)	$461,700 (+4.5%) Land $121,000 Building $340,700
2023	$6,689.00	$441,800 Land $121,000 Building $320,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Independence Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Independence Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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