15 Holmes St, Buffalo, NY 14207 Property Records

Erie County and Buffalo City property record for 15 Holmes St, Buffalo, NY 14207

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,479 sqft · built 1905
Lot Size	0.174 acres (7,560 sqft)
Owner	Individual Name on File
Last Sale	$131,560 (Jun 2026)
Tax Bill	$690 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140200 77.68-2-16.1`

Property Details

APN / Parcel Number

Primary APN	`140200 77.68-2-16.1`
Alternative APN	`05577950`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,479 sqft Total Area
1st Floor Area	1,150 sqft
2nd Floor Area	1,150 sqft
Attic	Attic
Attic Area	179 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	107 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	368 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05577950
Street Address	15 HOLMES ST
City	BUFFALO
State	NY
Zip	14207-2228
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	N-3R
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	16.100
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4000
Census Tract	5600

Owner

15 Holmes St, a duplex, is owned and occupied by an individual who bought it in June 2026.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 HOLMES ST, BUFFALO, NY 14207-2228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Administrator's Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Deed Document Number	20262026100585
Deed Book / Page	11461 / 5893
Prior Transfer Date	Apr 17, 2026
Prior Transfer Doc	0000100585
Record Updated	Oct 29, 2026

June 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	ERIE NY
Recording Date	Jun 2, 2026
Property Address	15 HOLMES ST, BUFFALO, NY 14207-2228
Document Number	0000100585
Book / Page	11461 / 5893
Instrument Date	Apr 17, 2026
Instrument	2026100585
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,328.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HOLMES ST, BUFFALO, NY 14207-2228

Mortgage

Date	Jun 2, 2026

Lender

Name	NORTHWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	15 HOLMES ST, BUFFALO, NY 14207-2228
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HOLMES ST, BUFFALO, NY 14207-2228

Mortgage

Document Number	0140240632
Date	Nov 5, 2021
Book Page	14024/632
Instrument	2021221331

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	323 Months
Due	Oct 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 15 Holmes St was $690, down 63% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$690.00 (-63.02%)
2025	$1,866.00 (+27.72%)	$209,000 (+132.22%) Land $29,000 Building $180,000	$209,000 (+42.82%) Land $29,000 Building $180,000
2024	$1,461.00 (+212.85%)	$90,000 (-) Land $9,000 Building $81,000	$146,341 (+13.82%) Land $14,634 Building $131,707
2023	$467.00	$90,000 Land $9,000 Building $81,000	$128,571 Land $12,857 Building $115,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Holmes St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15 Holmes St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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