15 Finca, San Clemente, CA 92672 Property Records

Orange County property record for 15 Finca, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,206 sqft · built 1989
Lot Size	0.083 acres (3,610 sqft)
Owner	2 Company Names on File
Last Sale	$598,000 (Dec 2015)
Tax Bill	$7,893 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`690-591-50`

Property Details

APN / Parcel Number

Primary APN	`690-591-50`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,206 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	3,610 sqft (0.083 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	15 FINCA
City	SAN CLEMENTE
State	CA
Zip	92672-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 91
Legal Subdivision	THE ROWE
Legal Tract	12883
Legal Lot Number	91
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2009
Census Tract	42109

Owner

15 Finca is owned by a company that acquired it in July 2020.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Company Names on File
Mailing Address	15 FINCA, SAN CLEMENTE, CA 92672-9410
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2015 · Amount on File
Deed Sale	Dec 14, 2015 · Amount on File
Prior Sale	Sep 22, 2004 · Amount on File
Deed Document Number	2015630267
Last Transfer Date	Jul 1, 2020
Transfer Doc	0000320661
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 FINCA, SAN CLEMENTE, CA 92672-9410
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 FINCA, SAN CLEMENTE, CA 92672-9410

Mortgage

Document Number	0000400246
Date	Dec 7, 2022
Instrument	2022000400246

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 FINCA, SAN CLEMENTE, CA 92672-9410
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 FINCA, SAN CLEMENTE, CA 92672-9410

Mortgage

Document Number	0000492475
Date	Aug 4, 2021
Instrument	2021000492475

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 7, 2020
Property Address	15 FINCA, SAN CLEMENTE, CA 92672-9410
Document Number	0000320661
Map Reference	MB 608 PG 33-38
Instrument Date	Jul 1, 2020
Instrument	2020000320661
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15 FINCA, SAN CLEMENTE, CA 92672-9410

Mortgage

Document Number	0000320660
Date	Jul 7, 2020
Instrument	2020000320660

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 Finca was $7,893.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$803,307 (+2%) Land $639,868 Building $163,439
2025	$7,893.00 Homeowner's exemption	$787,556 Land $627,321 Building $160,235
2023	$6,820.00 (+1.96%) Homeowner's exemption	$680,233 Land $553,308 Building $126,925
2022	$6,689.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Finca in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Finca is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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