20 Finca, San Clemente, CA 92672 Property Records

Orange County property record for 20 Finca, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,206 sqft · built 1989
Lot Size	0.077 acres (3,344 sqft)
Owner	Individual Name on File
Last Sale	$167,150 (Jun 2023)
Tax Bill	$8,992 (2025)
Deeds & Mortgages	Jun 2023 Foreclosure Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`690-592-23`

Property Details

APN / Parcel Number

Primary APN	`690-592-23`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,206 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	3,344 sqft (0.077 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20 FINCA
City	SAN CLEMENTE
State	CA
Zip	92672-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 178
Legal Subdivision	TRACT 12883
Legal Tract	12883
Legal Lot Number	178
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	42109

Owner

20 Finca is owned and occupied by an individual who bought it in June 2023.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20 FINCA, SAN CLEMENTE, CA 92672-9413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Oct 15, 2021	Deed of Trust, Mortgage ALLEGHENY CASUALTY COMPANY
Jan 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Sep 22, 2000 · Amount on File
Deed Document Number	2023151056
Prior Transfer Date	Oct 19, 2017
Prior Transfer Doc	0000006738
Record Updated	Oct 29, 2026

June 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 23, 2023
Property Address	20 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000151056
Map Reference	MB 608 PG 33-38
Instrument Date	Jun 16, 2023
Instrument	2023000151056
Transaction Type	Foreclosure
Record Updated	Jul 6, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 AUBURN AVENUE, SAN CLEMENTE, CA 92672

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 FINCA, SAN CLEMENTE, CA 92672-9413
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FINCA, SAN CLEMENTE, CA 92672-9413

Mortgage

Document Number	0000632904
Date	Oct 15, 2021
Instrument	2021000632904

Lender

Name	ALLEGHENY CASUALTY COMPANY
Type	Non-Lending Institution
Address	90780

Agreement

Amount	Amount on Record

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 8, 2018
Property Address	20 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000006738
Instrument Date	Oct 19, 2017
Instrument	6738
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20 FINCA SAN CLEMENTE CA 926729413, SAN CLEMENTE, CA 92672-9413

Tax Assessment & Valuation

The 2025 property tax bill for 20 Finca was $8,992, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$907,332 (+2%) Land $751,541 Building $155,791
2025	$8,992.00 (+1.68%)	$889,542 Land $736,805 Building $152,737
2024	$8,843.00 (+129.51%)
2023	$3,853.00 (+1.93%)	$379,455 (+2%) Land $230,240 Building $149,215
2022	$3,780.00	$372,015 Land $225,725 Building $146,290

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Finca in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Finca is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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