10 Finca, San Clemente, CA 92672 Property Records

Orange County property record for 10 Finca, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,799 sqft · built 1989
Lot Size	0.079 acres (3,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,165,000 (Dec 2023)
Tax Bill	$11,935 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`690-592-19`

Property Details

APN / Parcel Number

Primary APN	`690-592-19`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,799 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	3,420 sqft (0.079 acres)
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10 FINCA
City	SAN CLEMENTE
State	CA
Zip	92672-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 174
Legal Subdivision	TRACT NO. 12883
Legal Tract	12883
Legal Lot Number	174
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	42109

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 FINCA, SAN CLEMENTE, CA 92672-9412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 18, 2023	Grant Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Deed Document Number	2023310963
Prior Transfer Date	Oct 2, 2016
Prior Transfer Doc	0000579889
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10 FINCA, SAN CLEMENTE, CA 92672-9412
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL CO LOS ANGELE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FINCA, SAN CLEMENTE, CA 92672-9412

Mortgage

Document Number	0000072168
Date	Mar 11, 2026
Instrument	2026000072168

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 18, 2023
Property Address	10 FINCA, SAN CLEMENTE, CA 92672-9412
Document Number	0000310963
Map Reference	MB 608 PG 33-38
Instrument Date	Nov 21, 2023
Instrument	2023000310963
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10 FINCA, SAN CLEMENTE, CA 92672-9412

Mortgage

Document Number	0000310964
Date	Dec 18, 2023
Instrument	2023000310964

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,212,066 (+2%) Land $998,608 Building $213,458
2025	$11,935.00 (+170.51%) Homeowner's exemption	$1,188,300 (+168.96%) Land $979,027 Building $209,273
2023	$4,412.00 (+1.96%) Homeowner's exemption	$441,809 Land $206,911 Building $234,898
2022	$4,327.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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