Steuben County and Wayland Town property record for 15 E Lake Rd, Cohocton, NY 14826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1949 |
| Lot Size | 0.195 acres (8,505 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,228 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| APN | 0004227-000 |
| Primary APN | 0004227-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| 2nd Floor Area | 646 sqft |
| Game Room | Game Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,505 sqft (0.195 acres) |
| Lot Dimensions | 81 ft deep x 105 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 1,130 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0004227-000 |
|---|---|
| Street Address | 15 E LAKE RD |
| City | COHOCTON |
| State | NY |
| Zip | 14826-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AW |
| Legal Description | JOHNSON WERTH LUSK EAST LAKE RD 4' LAKE FRONT |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | WAYLAND |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 960400 |
15 E Lake Rd is owned and occupied by two individuals.
Source: Steuben County and Wayland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 E LAKE RD, COHOCTON, NY 14826-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Apr 3, 2026 |
| Property Address | 15 E LAKE RD, COHOCTON, NY 14826-9756 |
| Document Number | 0005271/15 |
| Book / Page | 5271 / 15 |
| Instrument Date | Mar 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 E LAKE RD, COHOCTON, NY 14826-9756 |
| Document Number | 5271000015, |
|---|---|
| Date | Apr 3, 2026 |
| Book Page | 5271/15 |
| Name | FIRST HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2026 property tax bill for 15 E Lake Rd was $9,228 with exemptions applied, up 14.7% from the year before.
Source: Steuben County and Wayland Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Wayland Town |
| Unified School District | Wayland-Cohocton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,228.00 (+14.72%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $8,044.00 | $240,500 Land $9,000 Building $231,500 | $320,667 Land $12,000 Building $308,667 |
| 2023 | $240,500 Land $9,000 Building $231,500 | $264,286 Land $9,890 Building $254,396 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 15 E Lake Rd; there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1981–2024) |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures