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18 E Lake Rd, Cohocton, NY 14826 Property Records

Steuben County and Wayland Town property record for 18 E Lake Rd, Cohocton, NY 14826

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,344 sqft · built 1940
Lot Size0.137 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$379,900 (Nov 2024)
Tax Bill$9,301 (2026)
Deeds & MortgagesJan 2012 Mortgage
Nov 2024 Sale & Mortgage
APN0000407-000

Property Details

APN / Parcel Number

Primary APN0000407-000
Alternative APNs
  • 467489 054.11-01-030.000
  • 74890540110001030000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area896 sqft
Upper Floors Area448 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions109 ft deep x 71.5 ft wide
View / LotWaterfront
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area1,200 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0000407-000
Street Address18 E LAKE RD
CityCOHOCTON
StateNY
Zip14826-9757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAW
Legal DescriptionJOHNSON E LAKE RD JOHNSON LOON LAKE
Legal Block1
Legal Lot Number30.000
JurisdictionSTEUBEN NY
Township / Civil DivisionWAYLAND
Census Block Group1
Census Block1040
Census Tract960400

Owner

18 E Lake Rd is owned by two individuals who bought it in November 2024.

Source: Steuben County and Wayland Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address38 UNIVERSITY AVE, ATLANTA, NY 14808-9717
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2012Deed of Trust, Mortgage
QUICKEN LOAN INC
Nov 20, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
1ST PRIORITY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2024 · Amount on File
Deed SaleNov 20, 2024 · Amount on File
Prior SaleSep 7, 2007 · Amount on File
Deed Book / Page3129 / 65
Record UpdatedOct 29, 2026

January 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEUBEN NY
Property Address18 E LAKE RD, COHOCTON, NY 14826-9757
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003468/0000000231
DateJan 5, 2012
Book Page0000003468/0000000231
Lender
NameQUICKEN LOAN INC
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueJan 1, 2042

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEUBEN NY
Recording DateNov 20, 2024
Property Address18 E LAKE RD, COHOCTON, NY 14826-9757
Document Number0003129/65
Book / Page3129 / 65
Instrument DateOct 31, 2024
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 UNIVERSITY AVE, ATLANTA, NY 14808-9717

Mortgage

Document Number0005125225
DateNov 20, 2024
Instrument5125/225
Lender
Name1ST PRIORITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 18 E Lake Rd was $9,301, up 1.5% from the year before.

Source: Steuben County and Wayland Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountySteuben County
County SubdivisionWayland Town
Unified School DistrictWayland-Cohocton Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,301.00 (+1.45%)
2025$9,168.00$274,100 Land $59,900 Building $214,200$365,467 Land $79,867 Building $285,600
2023$274,100 Land $59,900 Building $214,200$301,209 Land $65,824 Building $235,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 18 E Lake Rd; there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1981–2024)
Most Recent ClaimAug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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