Steuben County and Wayland Town property record for 13 E Lake Rd, Cohocton, NY 14826
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,328 sqft · built 1999 |
| Lot Size | 0.245 acres (10,674 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,100 (Nov 2020) |
| Tax Bill | $10,360 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Nov 2020 Sale |
| APN | 0004226-000 |
| Primary APN | 0004226-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,328 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Upper Floors Area | 1,004 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,674 sqft (0.245 acres) |
| Lot Dimensions | 130 ft deep x 82 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 546 sqft |
| Patio Area | 260 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0004226-000 |
|---|---|
| Street Address | 13 E LAKE RD |
| City | COHOCTON |
| State | NY |
| Zip | 14826-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AW |
| Legal Description | MACK EAST LAKE RD BECKERMAN LOON LAKE DEED1596/34 FOR LAKEFRONT |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | WAYLAND |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 960400 |
13 E Lake Rd is owned by an individual who bought it in November 2020.
Source: Steuben County and Wayland Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 HICKORY PL, SENECA FALLS, NY 13148-2207 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GENERATIONS BANK |
| Nov 30, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2020 · Amount on File |
| Deed Sale | Nov 30, 2020 · Amount on File |
| Prior Sale | Sep 9, 2013 · Amount on File |
| Deed Book / Page | 2860 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 13 E LAKE RD, COHOCTON, NY 14826-9756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4643/192 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 4643/192 |
| Instrument | DL2309 |
| Name | GENERATIONS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Nov 30, 2020 |
| Property Address | 13 E LAKE RD, COHOCTON, NY 14826-9756 |
| Document Number | 0002860/46 |
| Book / Page | 2860 / 46 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 13 E Lake Rd was $10,360, up 1.4% from the year before.
Source: Steuben County and Wayland Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Wayland Town |
| Unified School District | Wayland-Cohocton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,360.00 (+1.45%) | ||
| 2025 | $10,212.00 | $305,300 Land $76,100 Building $229,200 | $407,067 Land $101,467 Building $305,600 |
| 2023 | $305,300 Land $76,100 Building $229,200 | $335,495 Land $83,626 Building $251,869 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 13 E Lake Rd; there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1981–2024) |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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