Steuben County and Wayland Town property record for 10 E Lake Rd, Cohocton, NY 14826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,550 sqft · built 1935 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,000 (Apr 2008) |
| Tax Bill | $3,768 (2026) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| APN | 0004228-000 |
| Primary APN | 0004228-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 1,550 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 106 ft deep x 4 ft wide |
| View / Lot | Waterfront |
| Shed | 1 Shed |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0004228-000 |
|---|---|
| Street Address | 10 E LAKE RD |
| City | COHOCTON |
| State | NY |
| Zip | 14826-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AW |
| Legal Description | WERTH HIGHWAY CAMPBELL 4'ROW TO LAKE |
| Legal Block | 1 |
| Legal Lot Number | 34.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | WAYLAND |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 960400 |
10 E Lake Rd is owned and occupied by an individual who bought it in April 2008.
Source: Steuben County and Wayland Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 E LAKE RD, COHOCTON, NY 14826-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2008 · Amount on File |
| Deed Sale | Apr 14, 2008 · Amount on File |
| Prior Sale | Apr 5, 1999 |
| Deed Book / Page | 2157 / 199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 10 E LAKE RD, COHOCTON, NY 14826-9757 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4683/77 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 4683/77 |
| Instrument | DM0195 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 10 E Lake Rd was $3,768 with a homeowner's exemption, up 15.9% from the year before.
Source: Steuben County and Wayland Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Wayland Town |
| Unified School District | Wayland-Cohocton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,768.00 (+15.9%) Homeowner's exemption | ||
| 2025 | $3,251.00 | $97,200 Land $13,200 Building $84,000 | $129,600 Land $17,600 Building $112,000 |
| 2023 | $97,200 Land $13,200 Building $84,000 | $106,813 Land $14,505 Building $92,308 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 10 E Lake Rd; there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1981–2024) |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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