15 E Hillcrest Dr, Ponca City, OK 74604 Property Records

Kay County property record for 15 E Hillcrest Dr, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,875 sqft · built 1952
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Trust Names on File
Last Sale	$440,000 (Dec 2024)
Tax Bill	$4,628 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Mar 2026 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`0420-00-002-003-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0420-00-002-003-0-000-00`
Alternative APN	`3587`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,875 sqft Living Area
1st Floor Area	2,875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	684 sqft
Porch	Slab
Porch Area	32 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3587
Street Address	15 E HILLCREST DR
City	PONCA CITY
State	OK
Zip	74604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C - DRAKE PARK ADD BLK 2 - S/2 LOT 3 & ALL LOTS 4-5, INCL VAC ALLEY ADJ ON E OF LOTS 3-5
Legal Range	02E
Legal Township	26N
Legal Section	26
Legal Subdivision	DRAKE PARK
Legal Block	2
Legal Lot Number	3-5
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	2
Census Block	2007
Census Tract	300

Owner

15 E Hillcrest Dr is owner-occupied and held in a trust since February 2026.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	15 HILLCREST DR, PONCA CITY, OK 74604-4808
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage RCB BANK
Mar 24, 2026	Intrafamily Transfer, Transfer
Apr 16, 2025	Transfer on Death Deed, Transfer
Dec 27, 2024	Warranty Deed, Transfer · Conventional Mortgage RCB BANK
Jan 31, 2024	Warranty Deed, Transfer · Line of Credit COMMUNITY NATIONAL BANK & TRUST
Aug 26, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY NATIONAL BANK & TRUST
Aug 26, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY NATIONAL BANK & TRUST
Feb 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage EASTMAN NAT'L BK/NEWKIRK
Feb 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage EASTMAN NAT'L BK/NEWKIRK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024 · Amount on File
Deed Sale	Dec 27, 2024 · Amount on File
Prior Sale	Jan 31, 2024 · Amount on File
Deed Document Number	20248652
Deed Book / Page	1984 / 641
Last Transfer Date	Feb 13, 2026
Transfer Doc	I2026002041
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	15 E HILLCREST DR, PONCA CITY, OK 74604
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 NOTTINGHAM DR, PONCA CITY, OK 74604-1673

Mortgage

Document Number	I2025000717
Date	Feb 6, 2025
Book Page	1987/658
Instrument	I-2025-000717

Lender

Name	RCB BANK
Type	Bank
Address	12200 E 96TH ST N, OWASSO, OK 74055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 1, 2045

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KAY OK
Recording Date	Mar 24, 2026
Property Address	15 E HILLCREST DR, PONCA CITY, OK 74604
Document Number	I2026002041
Book / Page	2029 / 934
Instrument Date	Feb 13, 2026
Instrument	I-2026-002041
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HILLCREST DR, PONCA CITY, OK 74604-4808

April 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KAY OK
Recording Date	Apr 16, 2025
Property Address	15 E HILLCREST DR, PONCA CITY, OK 74604
Document Number	I2025002506
Book / Page	1994 / 188
Instrument Date	Apr 16, 2025
Instrument	I-2025-002506
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 HILLCREST DR, PONCA CITY, OK 74604-4808

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Dec 27, 2024
Property Address	15 E HILLCREST DR, PONCA CITY, OK 74604
Document Number	I2024008652
Book / Page	1984 / 641
Instrument Date	Dec 27, 2024
Instrument	I-2024-008652
Transaction Type	Transfer
Record Updated	Jan 13, 2025
Title Company	HERITAGE TITLE OF OK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15 HILLCREST DR, PONCA CITY, OK 74604-4808

Mortgage

Document Number	I2024008653
Date	Dec 27, 2024
Book Page	1984/644
Instrument	I-2024-008653

Lender

Name	RCB BANK
Type	Bank
Address	12200 E 96TH ST N, OWASSO, OK 74055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2045

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jan 31, 2024
Property Address	15 E HILLCREST DR, PONCA CITY, OK 74604
Document Number	I2024000625
Book / Page	1955 / 315
Instrument Date	Jan 31, 2024
Instrument	I-2024-000625
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2024000626
Date	Jan 31, 2024
Instrument	I-2024-000626

Lender

Name	COMMUNITY NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	15 E HILLCREST DR, PONCA CITY, OK 74604
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	SECURITY ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006283
Date	Aug 26, 2019
Book Page	1814/0949
Instrument	2019-006283

Lender

Name	COMMUNITY NATIONAL BANK & TRUST
Type	Bank
Address	PONCA CITY, OK 74601

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	15 E HILLCREST DR, PONCA CITY, OK 74604
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	SECURITY ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006282
Date	Aug 26, 2019
Book Page	1814/0938
Instrument	2019-006282

Lender

Name	COMMUNITY NATIONAL BANK & TRUST
Type	Bank
Address	PONCA CITY, OK 74601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Sep 5, 2029

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	15 E HILLCREST DR, PONCA CITY, OK 74604
Document Number	0000001426
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	SECURITY ABSTRACT, SECURITY ABS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15 HILLCREST PONCA CITY OK 74601, PONCA CITY, OK 74601

Mortgage

Document Number	0000001426
Date	Feb 23, 2017
Book Page	001737/000417
Instrument	1426

Lender

Name	EASTMAN NAT'L BK/NEWKIRK
Type	Bank
Address	PONCA CITY, OK 74601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	15 E HILLCREST DR, PONCA CITY, OK 74604
Document Number	0000001427
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	SECURITY ABSTRACT, SECURITY ABS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15 HILLCREST PONCA CITY OK 74601, PONCA CITY, OK 74601

Mortgage

Document Number	0000001427
Date	Feb 23, 2017
Book Page	001737/000430
Instrument	1427

Lender

Name	EASTMAN NAT'L BK/NEWKIRK
Type	Bank
Address	PONCA CITY, OK 74601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 15 E Hillcrest Dr was $4,628 with a homeowner's exemption, up 153.6% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,852 (+3%) Land $2,252 Building $47,600	$453,200 (+3%) Land $20,475 Building $432,725
2025	$4,628.00 (+153.59%)	$48,400 (+138.75%) Land $2,190 Building $46,210	$440,000 (+95.18%) Land $19,910 Building $420,090
2024	$1,825.00 (+1.28%) Homeowner's exemption	$20,272 (+3%) Land $2,252 Building $18,020	$225,434 (+8.6%) Land $20,475 Building $204,959
2023	$1,802.00 Homeowner's exemption	$19,682 Land $2,252 Building $17,430	$207,576 Land $20,475 Building $187,101

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 E Hillcrest Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 E Hillcrest Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband, Nextlink.

Nearby Properties on E Hillcrest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures