24 E Hillcrest Dr, Ponca City, OK 74604 Property Records

Kay County property record for 24 E Hillcrest Dr, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,307 sqft · built 1952
Lot Size	0.568 acres (24,742 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jul 2026)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0420-00-001-003-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0420-00-001-003-0-000-00`
Alternative APN	`3582`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,307 sqft Living Area
1st Floor Area	3,307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,742 sqft (0.568 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	453 sqft
Deck Area	832 sqft
Patio Area	832 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3582
Street Address	24 E HILLCREST DR
City	PONCA CITY
State	OK
Zip	74604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C - DRAKE PARK ADD BLK 1 LOT 3
Legal Range	02E
Legal Township	26N
Legal Section	26
Legal Subdivision	DRAKE PARK
Legal Block	1
Legal Lot Number	3
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	2
Census Block	2007
Census Tract	300

Owner

24 E Hillcrest Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 HILLCREST DR, PONCA CITY, OK 74604-4833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OKLAHOMA
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
May 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	May 14, 2021 · Amount on File
Deed Document Number	20264609
Deed Book / Page	2040 / 141
Prior Transfer Date	Mar 12, 2020
Prior Transfer Doc	0000003311
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jul 1, 2026
Property Address	24 E HILLCREST DR, PONCA CITY, OK 74604
Document Number	0000004609
Book / Page	2040 / 141
Instrument Date	Jun 24, 2026
Instrument	20264609
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,417.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 HILLCREST DR, PONCA CITY, OK 74604-4833

Mortgage

Document Number	0000004610,
Date	Jul 1, 2026
Instrument	20264610

Lender

Name	FIRST NATIONAL BANK OF OKLAHOMA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	24 E HILLCREST DR, PONCA CITY, OK 74604
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007559
Date	Oct 10, 2019
Book Page	1818/0450
Instrument	2019-007559

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	May 14, 2021
Property Address	24 E HILLCREST DR, PONCA CITY, OK 74604
Document Number	0000004003
Book / Page	1869 / 180
Instrument Date	May 14, 2021
Instrument	2021-004003
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

Tax Assessment & Valuation

The 2025 property tax bill for 24 E Hillcrest Dr was $3,682 with a homeowner's exemption, up 2.7% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,543 (-2.45%) Land $2,314 Building $36,229	$350,393 (-2.45%) Land $21,038 Building $329,355
2025	$3,682.00 (+2.73%) Homeowner's exemption	$39,511 (+1.69%) Land $2,314 Building $37,197	$359,195 (-6.09%) Land $21,038 Building $338,157
2024	$3,584.00 (+1.21%) Homeowner's exemption	$38,855 (+3%) Land $2,314 Building $36,541	$382,507 (+11.54%) Land $21,038 Building $361,469
2023	$3,541.00 Homeowner's exemption	$37,724 Land $2,314 Building $35,410	$342,943 Land $21,038 Building $321,905

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24 E Hillcrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 E Hillcrest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chisholm Broadband, Nextlink, T-Mobile.

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