Cape May County and Lower Township property record for 25 E Florida Ave, Villas, NJ 08251
| Property Type | Single Family Home |
|---|---|
| Details | 848 sqft · built 1947 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $112,500 (Aug 2017) |
| Tax Bill | $2,258 (2024) |
| Deeds & Mortgages | Sep 2021 Refinance Jun 2019 Mortgage + 1 more |
| APN | 05-00019-0000-00040 |
| Primary APN | 05-00019-0000-00040 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 848 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Street Address | 25 E FLORIDA AVE |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L41 |
| Legal Block | 19 |
| Legal Lot Number | 40 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 21804 |
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 E FLORIDA AVE, VILLAS, NJ 08251-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TAM LENDING CENTER INC |
| Jun 25, 2019 | Quit Claim Deed, Mortgage · FHA Mortgage NATIONS MTG |
| Aug 18, 2017 | Grant Deed, Transfer · FHA Mortgage PRIVATE INDIVIDUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on Record |
| Deed Sale | Aug 18, 2017 · Amount on Record |
| Deed Document Number | 20175691 |
| Deed Book / Page | 3746 / 704 |
| Last Transfer Date | May 22, 2019 |
| Transfer Doc | 2019097943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 25 E FLORIDA AVE, VILLAS, NJ 08251-3104 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000044115 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 6464/315 |
| Instrument | 2021044115 |
| Name | TAM LENDING CENTER INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jun 25, 2019 |
| Property Address | 25 E FLORIDA AVE, VILLAS, NJ 08251-3104 |
| Document Number | 0038620221 |
| Book / Page | 003862 / 000221 |
| Instrument Date | May 22, 2019 |
| Instrument | 97943 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | SJS TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 25 E FLORIDA AVE VILLAS NJ 082513104, VILLAS, NJ 08251-3104 |
| Document Number | 60780233 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 006078/000233 |
| Instrument | 97944 |
| Name | NATIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | MARLTON, NJ 08053 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Aug 18, 2017 |
| Property Address | 25 E FLORIDA AVE, VILLAS, NJ 08251-3104 |
| Document Number | 0037460704 |
| Book / Page | 003746 / 000704 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 25691 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | GROUP 21 TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 304 S CUMMINGS AVE GLASSBORO NJ 080281219, GLASSBORO, NJ 08028-1219 |
| Document Number | 58940189 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 005894/000189 |
| Instrument | 25693 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | MARLTON, NJ 08053 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2047 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,600 (-) Land $74,000 Building $37,600 | $111,600 (-) Land $74,000 Building $37,600 | |
| 2025 | $111,600 (-) Land $74,000 Building $37,600 | $111,600 (-) Land $74,000 Building $37,600 | |
| 2024 | $2,258.00 (+4.68%) | ||
| 2023 | $111,600 Land $74,000 Building $37,600 | $111,600 Land $74,000 Building $37,600 | |
| 2022 | $2,157.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 22 (1979–2024) |
| Claims Outside the SFHA | 3 of 22 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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